$695,000
Est. payment $3,077/moCalculate yours
40 Niagara Trail, Clarington, ON L1B 1L6
Newcastle, Clarington, ON L1B 1L6
- 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Royal LePage Frank Real Estate MLS® E13812796
About this home
Welcome to Wilmot Creek and life by the lake! Nestled along the shores of Lake Ontario, this sought-after adult lifestyle community of Wilmot Creek offers comfortable, low-maintenance living in a vibrant community setting. This 2-bedroom, 2-bathroom bungalow features updated windows, vinyl flooring and modern bathrooms. Step inside to a bright and spacious open concept living area, thoughtfully designed for both everyday comfort and entertaining. A separate laundry room and pantry with garage access adds everyday functionality, while the crawl space provides additional storage. Outside, you can relax or entertain in your gazebo and hot tub this summer. Plus, the enclosed front porch, garage and parking for three vehicles offers everyday convenience. Residents enjoy driveway and road snow removal, along with access to resort-style amenities including a 9-hole golf course, recreation centre, tennis and pickleball courts, lawn bowling, horseshoes, pools, gym, sauna, and more.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $2,464 (2025)
Location
- Neighbourhood
- Newcastle
- Cross Street
- Niagara Tr / Wilmot Tr
- Direction Faces
- South
Listing
- MLS® Number
- E13812796
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- Flexible
- Listed By
- Royal LePage Frank Real Estate
Rooms
Features
Interior
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
Pool
- None
- Included
- All appliances (fridge, stove, dishwasher, B/I microwave) washer/dryer unit, all electrical light fixtures, all window coverings, gazebo, hot tub, built-in bunk bed in bedroom, shed, garage door opener and remote.
- Rental items
- Furnace ($99.50/mo) and heat pump ($99.50/mo) with Enercare.
Mortgage calculator
Estimated mortgage payment
$3,077 per month
- Principal and interest
- $3,077
- Property tax
- $205
- Condo fees
- $0
- Estimated monthly cost
- $3,283
Your mortgage
- Mortgage amount
- $556,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $367,193
Cash to close
- Down payment
- $139,000
- Land transfer tax
- $10,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $149,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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