$1,799,999
Est. payment $7,970/moCalculate yours
40 Polish Avenue, Penetanguishene, ON L9M 1W7
Penetanguishene, Penetanguishene, ON L9M 1W7
- 1 + 3 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Buy The Shores of Georgian Bay Realty Inc. MLS® S13470784
About this home
This beautifully finished 3,200-sq-ft raised bungalow offers exceptional indoor-outdoor living and comes with a valuable second building lot 125′ x 150′ with a drilled well, culvert -perfect to sell, develop, or keep as a private buffer with no neighbour next to you. Built in 2006, the home features an inviting open-concept layout with a large kitchen island, built-in appliances, and a pantry accented by antique barn doors. The living and dining areas include a gas fireplace, with a bright breakfast nook leading to a grand great room with a second fireplace. Step outside to an impressive 30′ 18.10′ covered patio complete with a wood-burning fireplace, BBQ, smoker, smokehouse (8′ 16′), and outdoor fridge-ideal for year-round entertaining. The main floor features a large bedroom with 3-pc ensuite and the finished basement includes a bedroom, office/guest room, and a private primary suite with a spa-style ensuite featuring a soaker tub and walk-in shower. The oversized garage, designed for more than 2 vehicles ( 1 photo is virtually enhanced) has been transformed into a media and entertainment retreat, offering a 110″ projector screen, stovetop, fridge, counter space, and a loft with a 3-pc bath-perfect for guests or hobby space. This property must be seen to appreciate its thoughtful details, unique extras, to many to list; and proximity to public waterfront access and nearby Rotary walking or biking trails just steps away. Perfect for family gatherings or outdoor enthusiasts. This home is searching for the next family who enjoy hosting - is it YOU? Please check out the virtual tour for extra photos of this beauty!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 1 + 3
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 325 x 150 Feet
- Parking
- Detached garage · 8 total
- Zoning
- RS
Financial
- Property Taxes
- $6,876 (2026)
Location
- Neighbourhood
- Penetanguishene
- Cross Street
- Tay Point Road
- Direction Faces
- West
Listing
- MLS® Number
- S13470784
- Days on Market
- 120
- Listed On
- 2026-06-20
- Possession
- Negotiable
- Listed By
- Buy The Shores of Georgian Bay Realty Inc.
Rooms
Features
Interior
- Air Exchanger
- Built-In Oven
- Central Vacuum
- In-Law Capability
- On Demand Water Heater
- Propane Tank
- Water Heater Owned
- Water Softener
Property
- Lake Access
- Level
- School Bus Route
- Wooded/Treed
Pool
- None
- Included
- Fridge, stove, dishwasher in the kitchen, the bar-b-q, smoker and fridge outside, the fridge and stove top in the garage, the water softener, UV light, all light fixtures. Furniture and extras are negotiable.
- Excluded
- personal items
- Rental items
- propane tank
Mortgage calculator
Estimated mortgage payment
$7,970 per month
- Principal and interest
- $7,970
- Property tax
- $573
- Condo fees
- $0
- Estimated monthly cost
- $8,543
Your mortgage
- Mortgage amount
- $1,439,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $951,003
Cash to close
- Down payment
- $360,000
- Land transfer tax
- $32,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $392,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.