$489,900
Est. payment $2,169/moCalculate yours
40 St Charles Street, Belleville, ON K8P 2V8
Belleville Ward, Belleville, ON K8P 2V8
- 2 + 3 Beds
- 3 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of HOMELIFE/MIRACLE REALTY LTD MLS® X13811996
About this home
Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal.The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining.The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income.Additional highlights include an attached garage, ample driveway parking, and important updates such as a new furnace (2025) and hot water tank (2023). Whether you’re a homeowner seeking extra living space or an investor looking for a property with strong income potential, this home presents exceptional value. Quick closing available.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 3
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Apartment, Finished with Walk-Out, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 39.45 x 161.34 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $4,243 (2026)
Location
- Neighbourhood
- Belleville Ward
- Cross Street
- North Front St., East On Moira
- Direction Faces
- West
Listing
- MLS® Number
- X13811996
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- Immediate
- Listed By
- HOMELIFE/MIRACLE REALTY LTD
Rooms
Features
Interior
- In-Law Suite
- Primary Bedroom - Main Floor
- Sump Pump
Property
- Fenced Yard
Pool
- None
- Included
- 2 Dishwashers, 2 Refrigerator, 2 Stove, Washer, Dryer, Smoke and Carbon Monoxide Detector, Window Coverings, Garage door opener.
- Excluded
- microwaves, video door bell, camera system
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,169 per month
- Principal and interest
- $2,169
- Property tax
- $354
- Condo fees
- $0
- Estimated monthly cost
- $2,523
Your mortgage
- Mortgage amount
- $391,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $258,831
Cash to close
- Down payment
- $97,980
- Land transfer tax
- $6,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $104,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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