$724,000
↓ $25,000 from $749,000
Est. payment $3,206/moCalculate yours
401 Elgin St Street E, Oshawa, ON L1G 1V1
O'Neill, Oshawa, ON L1G 1V1
- 3 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX REAL ESTATE CENTRE INC. MLS® E13604454
About this home
Very Well Kept North Facing Detached House In Quite Neighborhood Of Oshawa. This House Features 3 Bedrooms Above Ground & 1 Bedroom In Basement.Room On Main Floor For Convenience. Upgraded White Kitchen Cabinets. Upgraded Doors. Potlights & Living Area. Basement Features Side Entrance, 1 Bedroom, Kitchen & 3 Piece Washroom. Owned Hot Water, Newer Furnace, Vinyl Windows. Updated Upstairs Bathroom. New Basement Flooring (2021), Deck In Backyard (2023). New Extended Driveway, 4 Car Parking Spots. Enjoy BBQ In Huge Backyard With Your Family. Nestled In A Prime Oshawa Location Close To Schools, Parks, Shopping, And Transit,Costco. This Move-In-Ready Gem Is A Must-See.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 2
- Total Rooms
- 7
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 46 x 106.5 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $4,284 (2026)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Ritson & Adelaide
- Direction Faces
- South
Listing
- MLS® Number
- E13604454
- Days on Market
- 86
- Listed On
- 2026-07-24
- Possession
- FLEXIBLE
- Listed By
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- S/S Fridge, Stove, Dishwasher, Washer, Dryer. White Stove, Fridge, Washer & Dryer In Basement. Hot Water Tank Owned.
Mortgage calculator
Estimated mortgage payment
$3,206 per month
- Principal and interest
- $3,206
- Property tax
- $357
- Condo fees
- $0
- Estimated monthly cost
- $3,563
Your mortgage
- Mortgage amount
- $579,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $382,515
Cash to close
- Down payment
- $144,800
- Land transfer tax
- $10,955
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $155,755
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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