$799,000
↓ $80,000 from $879,000
Est. payment $3,538/moCalculate yours
4018 Island 980 / Deer Island, Georgian Bay, ON P0E 1E0
Baxter, Georgian Bay, ON P0E 1E0
- 4 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of RE/MAX By The Bay Brokerage MLS® X12806852
About this home
Boat Access beachfront paradise. Your whole family will enjoy this 4 season, 4 bedroom home on Deer Island in Honey Harbour. Only a short, sheltered boat ride from local marinas, this cottage has a mix of beachfront and deep water docking. The property is kid friendly, with fully landscaped grounds, lots of trees and access to great Georgian Bay boating in summer, and snowmobile trails that start behind the cottage. Evenings are spent around the campfire while observing beautiful sunsets over the pines and rocky shores of Beausoleil Island National Park. Inside, the main level is beautifully appointed with a large living room and kitchen, 3 bedrooms plus one bath. The lower level has a walkout, private bedroom, laundry/bathroom and rec room complete with wood burning fireplace. A fully enclosed screened porch will extend your evenings enjoyment. There is a large insulated workshop behind the cottage (could be converted to a bunkie). Many updates recently including a new metal roof in 2021 and an updated heat pump, complete with air conditioning. Great property and a great price.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Wood)
- Cooling
- Other
- Exterior
- Stone, Other
- Foundation
- Block
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 134.84 x 278.65 Feet
- Parking
- None garage
- Zoning
- SRI-1
Financial
- Property Taxes
- $3,977 (2025)
Location
- Neighbourhood
- Baxter
- Cross Street
- BY BOAT ONLY
- Direction Faces
- West
Listing
- MLS® Number
- X12806852
- Days on Market
- 240
- Listed On
- 2026-02-20
- Possession
- Flexible
- Listed By
- RE/MAX By The Bay Brokerage
Features
Interior
- Other
Property
- Beach
- Island
- Lake/Pond
- Marina
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Furniture on the upstairs floor (beds, dressers, couches, kitchen table and chairs, stove, fridge, dishwasher, etc). BBQ and the upstairs deck furniture. Washer/Dryer. Downstairs deck furniture, 4 red Adirondack chairs that are normally on the dock.
- Excluded
- All Personal Items, downstairs couches (2) and ottoman, downstairs dining table and chairs, golf cart.
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $331
- Condo fees
- $0
- Estimated monthly cost
- $3,869
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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