$735,000
Est. payment $3,254/moCalculate yours
402 Troy Lake Road, Rideau Lakes, ON K0G 1E0
817 - Rideau Lakes (South Crosby) Twp, Rideau Lakes, ON K0G 1E0
- 4 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE MLS® X13870306
About this home
Discover four-season waterfront living on beautiful Troy Lake! Situated on a private, no-public-access lake spanning nearly 300 acres, this fully renovated 4-bedroom, 2-bathroom home offers the perfect combination of modern comfort and lakeside relaxation. Known for its excellent bass, pike, and perch fishing, Troy Lake is a peaceful setting to enjoy year-round. Extensively renovated in 2024, the home features a beautiful new kitchen with tile backsplash, updated bathrooms, vinyl plank flooring, modern lighting, and custom pine stairs, railings, trim, and solid pine doors throughout. Behind the scenes, upgrades include improved insulation, new plumbing, and a 200-amp electrical panel. Exterior improvements are equally impressive, with a steel roof (2023) and new siding, soffit, and eaves (2025). Step outside onto the spacious deck overlooking the lake, where clean, swimmable water reaches approximately 20 feet deep right off the dock. With your own private boat launch, getting out on the water couldn’t be easier! A hot tub rough-in offers the opportunity to create your own outdoor retreat. Additional features include an installed GenerLink system for convenient generator connection during power outages, plus a heat pump included for the new owners to install. Even better, this property is being sold FULLY FURNISHED, including appliances, furniture, dock, and patio furnishings. Just bring your personal belongings and start enjoying lake life! Nearby attractions include the historic Rideau Canal at Jones Falls and the hiking trails of Rock Dunder Nature Reserve. School bus service is available, and road maintenance currently costs just $100 annually through the Troy Lake Association. With immediate possession available, there’s no need to wait to make this waterfront property your own!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 93 x 177.71 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $2,657 (2025)
Location
- Neighbourhood
- 817 - Rideau Lakes (South Crosby) Twp
- Cross Street
- Jones Falls Road & Troy Lake Road
- Direction Faces
- South
Listing
- MLS® Number
- X13870306
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Immeidate
- Listed By
- ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Upgraded Insulation
- Water Softener
- Water Treatment
Property
- Lake/Pond
- School Bus Route
Pool
- None
- Included
- All Furnishings
- Excluded
- Personal Items
Mortgage calculator
Estimated mortgage payment
$3,254 per month
- Principal and interest
- $3,254
- Property tax
- $221
- Condo fees
- $0
- Estimated monthly cost
- $3,476
Your mortgage
- Mortgage amount
- $588,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $388,326
Cash to close
- Down payment
- $147,000
- Land transfer tax
- $11,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $158,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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