Gurvinder Nokwal REALTOR®
For Sale Detached 107 days on market

$1,378,000 ↓ $72,000 from $1,450,000

Est. payment $6,101/moCalculate yours

403 Bay Street, Orillia, ON L3V 3X5

Orillia, Orillia, ON L3V 3X5

  • 5 Beds
  • 4 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of Century 21 B.J. Roth Realty Ltd. MLS® S13522614

About this home

Welcome to 403 Bay Street-an exceptional custom built home in one of Orillia’s most sought after neighbourhoods. Just a short stroll from the shores of Lake Couchiching and only minutes to Couchiching Beach Park, downtown Orillia, schools and trails. This remarkable property offers the perfect balance of luxury, comfort and family living. Offering over 4,000 sq. ft. above grade, plus a beautiful finished walkout basement, this spacious home features 5 bedrooms and 4 bathrooms with a layout designed for both everyday living and effortless entertaining. A truly rare feature is that all five bedrooms are located on the same level-an ideal design for families that provides both convenience and peace of mind. The bright walkout lower level offers something for everyone, complete with a games room featuring a billiard table and Murphy bed, a wet bar, sauna, exercise area, additional laundry, and direct access to the beautifully landscaped backyard. Step outside to your private retreat with a fully fenced yard, inground pool, playground, and plenty of space for family gatherings, entertaining, or simply relaxing. From the moment you arrive, the home’s impressive curb appeal is evident with its interlock driveway, inviting covered front porch, and landscaping that reflects the pride of ownership. Rarely does a home of this size, quality and location become available. Combining timeless craftsmanship, exceptional living space, and an unbeatable lifestyle near the waterfront, 403 Bay Street is a truly special opportunity for families seeking room to grow without compromising on luxury or convenience.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
3,500 sqft

Interior

Bedrooms
5
Bathrooms
4
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Wood , Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
85.31 x 110 Feet
Parking
Attached garage · 7 total
Zoning
R1

Financial

Property Taxes
$18,181 (2026)

Location

Neighbourhood
Orillia
Cross Street
Bay & Fittons
Direction Faces
West

Listing

MLS® Number
S13522614
Days on Market
107
Listed On
2026-07-03
Possession
To be Determined
Listed By
Century 21 B.J. Roth Realty Ltd.

Rooms

Room Level Dimensions
Primary Bedroom Second 23′ 11″ × 16′ 0″
Family Room Main 16′ 11″ × 20′ 8″
Bedroom 5 Second 11′ 8″ × 10′ 9″
Exercise Room Basement 20′ 4″ × 16′ 9″
Furnace Room Basement 12′ 10″ × 12′ 5″
Dining Room Main 16′ 0″ × 15′ 3″
Utility Room Basement 10′ 10″ × 5′ 11″
Bedroom 4 Second 10′ 9″ × 11′ 8″
Laundry Main 7′ 3″ × 17′ 9″
Game Room Basement 32′ 9″ × 17′ 7″
Bedroom 3 Second 14′ 8″ × 14′ 0″
Kitchen Main 20′ 0″ × 20′ 8″
Living Room Main 32′ 11″ × 18′ 0″
Recreation Basement 37′ 5″ × 30′ 0″
Bedroom 2 Second 10′ 5″ × 12′ 0″
Pantry Basement 5′ 3″ × 8′ 0″

Features

Interior

  • Air Exchanger
  • Built-In Oven
  • Garburator
  • In-Law Capability
  • Sauna
  • Workbench

Property

  • Fenced Yard
  • Lake Access
  • Public Transit

Pool

  • Inground
Included
Fridge, gas cooktop, double B/I Oven, washer/gas dryer x2, microwave, dishwasher, Billiards table and accessories including table tennis top, wood shelving in garage, B/I Murphy bed, multi-station gym, oak wall unit.
Excluded
hot tub
Rental items
security system, Gas water heater

Mortgage calculator

Minimum for this price: $112,800 (8.19%)

Amortization, years

Estimated mortgage payment

$6,101 per month

Principal and interest
$6,101
Property tax
$1,515
Estimated monthly cost
$7,617

Your mortgage

Mortgage amount
$1,102,400
Mortgage insurance
Not needed
Interest over 25 years
$728,046

Cash to close

Down payment
$275,600
Land transfer tax
$24,035
Total, before legal fees
$299,635
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

403 Bay Street, Orillia, ON L3V 3X5 Orillia, Orillia, ON L3V 3X5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,378,000 403 Bay Street, Orillia, ON L3V 3X5
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