$325,000
Est. payment $1,439/moCalculate yours
403 Mackay Street, Pembroke, ON K8A 1E3
530 - Pembroke, Pembroke, ON K8A 1E3
- 4 Beds
- 2 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE EDMONDS & ASSOCIATES MLS® X13691294
About this home
Prime Pembroke Duplex - $2,065/Mo Gross Income - Fully occupied with reliable tenants. This two-storey property in a sought-after neighborhood features two self-contained 2-bedroom units (Upper unit rents for: $1,055 | Main unit rents for: $1,010). Tenants pay natural gas and hydro; separate meters for each unit. Some recent updates include two gas furnaces, newer deck/stairs (2023) from the upper unit to the ground, and main-floor A/C. Dual entrances, two driveways, and detached garage enhance tenant privacy and appeal. Stable, reliable occupancy. Ideal for investors seeking immediate cash flow or an affordable option for those looking to live in one unit while renting the other. Book your showing today!
Property details
Overview
- Property Type
- Duplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Separate Entrance, Unfinished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 87 x 62.67 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $3,958 (2025)
Location
- Neighbourhood
- 530 - Pembroke
- Cross Street
- MacKay St/Dickson St
- Direction Faces
- East
Listing
- MLS® Number
- X13691294
- Days on Market
- 61
- Listed On
- 2026-08-18
- Possession
- TBD
- Listed By
- ROYAL LEPAGE EDMONDS & ASSOCIATES
Rooms
Features
Interior
- Carpet Free
- Water Heater
Pool
- None
- Included
- 2 Stoves, 2 Fridges, Washer & Dryer
- Excluded
- Washer, dryer, and window AC units in the upper unit, Tenants' belongings
- Rental items
- HWT (2) ~$50/month with Enercare. Tenants pay.
Mortgage calculator
Estimated mortgage payment
$1,439 per month
- Principal and interest
- $1,439
- Property tax
- $330
- Condo fees
- $0
- Estimated monthly cost
- $1,769
Your mortgage
- Mortgage amount
- $260,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $171,709
Cash to close
- Down payment
- $65,000
- Land transfer tax
- $3,350
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $68,350
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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