$699,900
Est. payment $3,099/moCalculate yours
4031 Crystal Beach Hill Lane, Fort Erie, ON L0S 1B0
337 - Crystal Beach, Fort Erie, ON L0S 1B0
- 6 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13585180
About this home
Welcome to the Crystal Beach Hill Cottagers Association-a private, gated enclave of just 43 cottages perched along the stunning, sandy shores of Lake Erie. This classic, well-maintained century cottage offers space for the whole family, delivering a million-dollar view and a beachside lifestyle at a fraction of the price! Brimming with original woodwork and nostalgia, the home is currently set up as a duplex, boasting a minimum of six bedrooms, two kitchens, two living rooms, two washrooms, and a newer roof for solid structural peace of mind. Best of all, two-tiered front porches afford panoramic, unparalleled views of the beach and bay. Access is a true coastal escape, walking up three to four flights of stairs over the hill to reach your secluded retreat. The Hill Association is a sanctuary like no other-private and serene, yet minutes from local shops and dining, with private beach access via an association right-of-way. Ownership is secured through a corporate share transfer granting exclusive use of your cottage, surrounding land, and parking access, alongside a partial interest in adjacent land leased long-term to the Town of Fort Erie, which keeps annual association fees remarkably low ($1,000-$1,800/year; taxes under $2,500/year). Fees conveniently cover security, maintenance, beach cleanup, insurance, and garbage pickup. Because of this unique structure, properties here are rarely available and typically non-mortgageable. Please note: Association rules do not permit the use of these cottages as short term rentals. Connected to town water, sewer, and natural gas, this property is available with year-round access. Picture your family running along the beach, visiting neighbors, dining on the porch, and gathering around late-night campfires under the stars. It’s far more than four walls-it is a rare heritage lifestyle waiting to be lived.
Property details
Overview
- Property Type
- Other
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 6
- Bathrooms
- 2
- Kitchens
- 2
Building & Systems
- Cooling
- Window Unit(s)
- Exterior
- Wood
- Foundation
- Piers, Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 806.35 x 221.35 Feet
- Parking
- None garage · 4 total
- Zoning
- WR-155
Financial
- Property Taxes
- $2,468 (2026)
Location
- Neighbourhood
- 337 - Crystal Beach
- Cross Street
- Erie/Ashwood
- Direction Faces
- South
Listing
- MLS® Number
- X13585180
- Days on Market
- 90
- Listed On
- 2026-07-20
- Possession
- September 15, 2026
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Accessory Apartment
- Carpet Free
- In-Law Capability
- In-Law Suite
- Water Heater Owned
Property
- Beach
- Lake Access
- Lake/Pond
- Terraced
- Waterfront
- Sloping
Pool
- None
- Included
- Most furnishings negotiable
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $206
- Condo fees
- $0
- Estimated monthly cost
- $3,305
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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