$1,099,900
↓ $150,000 from $1,249,900
Est. payment $4,870/moCalculate yours
405 Champlain Road, Penetanguishene, ON L9M 1S3
Penetanguishene, Penetanguishene, ON L9M 1S3
- 1 + 2 Beds
- 3 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of CENTURY 21 HERITAGE GROUP LTD. MLS® S13646934
About this home
Welcome to 405 Champlain and waterfront living on Penetang Bay! Direct shoreline frontage and easterly views. The main level boasts an updated kitchen, open dining area, and a primary bedroom with walkout to sunroom and composite deck overlooking the bay. The massive finished walk-out basement expands the home, offering 2 extra bedrooms, an office, an exercise room, a rec room with a built-in bar & fireplace. Multiple walk-outs from basement to firepit and waterfront with large dock and sitting area. Outfitted with an elevator and accessibility features, plus a large detached garage and sheds, this property is fantastic value. VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 1 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Unknown
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50 x 345 Feet
- Parking
- Detached garage · 11 total
Financial
- Property Taxes
- $7,587 (2026)
Location
- Neighbourhood
- Penetanguishene
- Cross Street
- Champlain & Robert St W
- Direction Faces
- East
Listing
- MLS® Number
- S13646934
- Days on Market
- 73
- Listed On
- 2026-08-06
- Possession
- TBD
- Listed By
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
Features
Interior
- None
Pool
- None
- Rental items
- Hot Water Heater, Propane Tank
Mortgage calculator
Estimated mortgage payment
$4,870 per month
- Principal and interest
- $4,870
- Property tax
- $632
- Condo fees
- $0
- Estimated monthly cost
- $5,502
Your mortgage
- Mortgage amount
- $879,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $581,116
Cash to close
- Down payment
- $219,980
- Land transfer tax
- $18,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $238,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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