Gurvinder Nokwal REALTOR®
For Sale Detached 73 days on market

$1,099,900 ↓ $150,000 from $1,249,900

Est. payment $4,870/moCalculate yours

405 Champlain Road, Penetanguishene, ON L9M 1S3

Penetanguishene, Penetanguishene, ON L9M 1S3

  • 1 + 2 Beds
  • 3 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of CENTURY 21 HERITAGE GROUP LTD. MLS® S13646934

About this home

Welcome to 405 Champlain and waterfront living on Penetang Bay! Direct shoreline frontage and easterly views. The main level boasts an updated kitchen, open dining area, and a primary bedroom with walkout to sunroom and composite deck overlooking the bay. The massive finished walk-out basement expands the home, offering 2 extra bedrooms, an office, an exercise room, a rec room with a built-in bar & fireplace. Multiple walk-outs from basement to firepit and waterfront with large dock and sitting area. Outfitted with an elevator and accessibility features, plus a large detached garage and sheds, this property is fantastic value. VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Size
700 sqft

Interior

Bedrooms
1 + 2
Bathrooms
3
Kitchens
1
Basement
Finished with Walk-Out

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Metal
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
50 x 345 Feet
Parking
Detached garage · 11 total

Financial

Property Taxes
$7,587 (2026)

Location

Neighbourhood
Penetanguishene
Cross Street
Champlain & Robert St W
Direction Faces
East

Listing

MLS® Number
S13646934
Days on Market
73
Listed On
2026-08-06
Possession
TBD
Listed By
CENTURY 21 HERITAGE GROUP LTD.

Rooms

Room Level Dimensions
Bedroom 2 Basement 8′ 7″ × 10′ 7″
Exercise Room Basement 11′ 9″ × 11′ 10″
Recreation Basement 27′ 8″ × 20′ 9″
Kitchen Main 11′ 5″ × 18′ 10″
Office Basement 18′ 11″ × 10′ 7″
Primary Bedroom Main 17′ 10″ × 20′ 2″
Dining Room Main 13′ 3″ × 10′ 7″
Sunroom Main 29′ 8″ × 6′ 10″
Bedroom 3 Basement 12′ 0″ × 9′ 3″

Features

Interior

  • None

Pool

  • None
Rental items
Hot Water Heater, Propane Tank

Mortgage calculator

Minimum for this price: $84,990 (7.73%)

Amortization, years

Estimated mortgage payment

$4,870 per month

Principal and interest
$4,870
Property tax
$632
Estimated monthly cost
$5,502

Your mortgage

Mortgage amount
$879,920
Mortgage insurance
Not needed
Interest over 25 years
$581,116

Cash to close

Down payment
$219,980
Land transfer tax
$18,473
Total, before legal fees
$238,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

405 Champlain Road, Penetanguishene, ON L9M 1S3 Penetanguishene, Penetanguishene, ON L9M 1S3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,099,900 405 Champlain Road, Penetanguishene, ON L9M 1S3
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