Gurvinder Nokwal REALTOR®
For Sale Duplex 39 days on market

$650,000

Est. payment $2,878/moCalculate yours

406 Duke Street W, Kitchener, ON N2H 3Y5

Kitchener, ON N2H 3Y5

  • 2 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of Benjamins Realty Inc. MLS® X13762646

About this home

In quiet Mid-town Kitchener, you get the best of both worlds. To the north is the chic urban core of Uptown Waterloo, and to the south is Kitchener’s bustling downtown. Mid-town’s century streets wind quietly in between, lined with 100-year-old Edwardian brick homes. In the middle of this leafy neighbourhood is 406 Duke Street West, a lovely circa 1903 residence, converted into a convenient 1+1 duplex complete with a detached single-car garage. This sought-after urban location puts you within a 10-minute walk of the existing and future Transit Hub, including the LRT, GO Trains, and buses. Each one-bedroom unit features updated kitchens and hardwood flooring, a generous living space with bright windows, in-suite laundry and dedicated parking space(s). With one unit vacant as of September 31st, and the other tenant occupied, the property offers flexibility for a new owner. Live in one unit and offset your mortgage with rental income, or a straightforward addition to an investment portfolio with long-term upside.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
2
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
38.7 x 99 Feet
Parking
Detached garage · 5 total
Zoning
RES 5

Financial

Property Taxes
$4,035 (2026)

Location

Cross Street
Duke St W and Shanley
Direction Faces
East

Listing

MLS® Number
X13762646
Days on Market
39
Listed On
2026-09-09
Possession
Flexible
Listed By
Benjamins Realty Inc.

Rooms

Room Level Dimensions
Living Room Main 9′ 1″ × 11′ 1″
Bedroom Second 10′ 0″ × 11′ 4″
Kitchen Second 8′ 7″ × 9′ 11″
Bedroom Main 13′ 3″ × 13′ 5″
Bathroom Second 7′ 10″ × 5′ 3″
Living Room Second 10′ 11″ × 15′ 5″
Bathroom Main 7′ 10″ × 5′ 5″
Kitchen Main 12′ 0″ × 12′ 6″
Laundry Main 7′ 10″ × 5′ 1″

Features

Interior

  • Water Softener

Property

  • Fenced Yard
  • Park
  • Place Of Worship
  • Public Transit

Pool

  • None
Included
2 Fridges, 2 Stoves, 2 Dishwashers, 2 Washers, 2 Dryers.
Excluded
Tenants belongings.
Rental items
Water Heater

Mortgage calculator

Minimum for this price: $40,000 (6.15%)

Amortization, years

Estimated mortgage payment

$2,878 per month

Principal and interest
$2,878
Property tax
$336
Estimated monthly cost
$3,214

Your mortgage

Mortgage amount
$520,000
Mortgage insurance
Not needed
Interest over 25 years
$343,418

Cash to close

Down payment
$130,000
Land transfer tax
$9,475
Total, before legal fees
$139,475
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

406 Duke Street W, Kitchener, ON N2H 3Y5 Kitchener, ON N2H 3Y5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$650,000 406 Duke Street W, Kitchener, ON N2H 3Y5
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