Gurvinder Nokwal REALTOR®
For Sale Detached 346 days on market

$1,380,000 ↓ $210,000 from $1,590,000

Est. payment $6,110/moCalculate yours

407 Bay Street, Orillia, ON L3V 3X5

Orillia, Orillia, ON L3V 3X5

  • 3 + 2 Beds
  • 4 Baths
  • 2 Garage
  • 2,000 Sq Ft

Listing courtesy of RE/MAX RIGHT MOVE MLS® S12515842

About this home

Welcome to 407 Bay Street, Orillia - located in one of the city’s most desirable neighbourhoods. This stunning custom-built 5-bedroom, 3.5-bath, two-storey home showcases exceptional craftsmanship, modern design, and high-end finishes throughout. The main level offers an open-concept dining area and a gorgeous farmhouse-style kitchen featuring a custom oak island, quartz countertops, floating shelves, and a pot filler. The living room boasts a beautiful brick accent wall and a gas fireplace, complemented by an office, 2-piece bath, and a spacious laundry/mudroom with garage access and a walkout to the rear deck. Upstairs, you’ll find three bedrooms, including a bright primary suite with a 3-piece ensuite, plus an additional 4-piece bath. The fully finished lower level features a large recreation room with a gas fireplace, wet bar/kitchenette, walkout to the backyard, two additional bedrooms, a 3-piece bath, fitness area, utility room, and storage. (In-law suite with walk out to pool). The backyard is perfect for family enjoyment, backing onto scenic recreational trails and featuring an in-ground pool with a newer liner and concrete surround. This home has been extensively updated with premium finishes - custom millwork, built-in cabinetry, ship lap details, cedar accents, stunning tile work, upgraded fixtures, and elegant brass hardware. Additional updates include a metal roof, new main and second level windows, composite decking, Regal railing and more. Located across the street from Lake Couchiching, water access via an unopened 66′ Bay Street road allowance or Borland St, just minutes to downtown, Couchiching Beach Park, boat launch, shopping and more. A truly remarkable home that must be seen in person to be appreciated.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Extension
Approximate Age
51-99
Size
2,000 sqft

Interior

Bedrooms
3 + 2
Bathrooms
4
Kitchens
2
Basement
Apartment, Finished with Walk-Out, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
82.98 x 214 Feet
Parking
Attached garage · 6 total
Zoning
R1

Financial

Property Taxes
$9,887 (2025)

Location

Neighbourhood
Orillia
Cross Street
Fittons & Bay
Direction Faces
West

Listing

MLS® Number
S12515842
Days on Market
346
Listed On
2025-11-06
Possession
TBD
Listed By
RE/MAX RIGHT MOVE

Rooms

Room Level Dimensions
Dining Room Main 16′ 8″ × 14′ 2″
Bedroom 2 Second 10′ 5″ × 14′ 0″
Bathroom Second 13′ 11″ × 7′ 5″
Kitchen Basement 9′ 10″ × 3′ 3″
Living Room Main 13′ 8″ × 16′ 6″
Bedroom Basement 12′ 10″ × 12′ 8″
Bathroom Basement 10′ 11″ × 7′ 0″
Foyer Main 17′ 0″ × 15′ 5″
Bathroom Second 10′ 5″ × 5′ 4″
Bedroom 3 Second 16′ 4″ × 9′ 11″
Laundry Main 12′ 3″ × 11′ 5″
Bedroom Basement 12′ 4″ × 14′ 7″
Office Main 6′ 0″ × 7′ 10″
Primary Bedroom Second 12′ 10″ × 13′ 11″
Recreation Basement 31′ 0″ × 16′ 7″
Bathroom Main 7′ 6″ × 4′ 4″
Kitchen Main 16′ 8″ × 14′ 2″

Features

Interior

  • Auto Garage Door Remote
  • Countertop Range

Property

  • Beach
  • Fenced Yard
  • Golf
  • Hospital
  • Park
  • Public Transit

Pool

  • Inground
Included
Fridge, Stove, Dishwashers x2, Washer, Dryer, Lower Level Bar Fridge, Window Coverings and Blinds.
Rental items
Water Softner rented.

Mortgage calculator

Minimum for this price: $113,000 (8.19%)

Amortization, years

Estimated mortgage payment

$6,110 per month

Principal and interest
$6,110
Property tax
$824
Estimated monthly cost
$6,934

Your mortgage

Mortgage amount
$1,104,000
Mortgage insurance
Not needed
Interest over 25 years
$729,102

Cash to close

Down payment
$276,000
Land transfer tax
$24,075
Total, before legal fees
$300,075
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

407 Bay Street, Orillia, ON L3V 3X5 Orillia, Orillia, ON L3V 3X5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,380,000 407 Bay Street, Orillia, ON L3V 3X5
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