$1,380,000
↓ $210,000 from $1,590,000
Est. payment $6,110/moCalculate yours
407 Bay Street, Orillia, ON L3V 3X5
Orillia, Orillia, ON L3V 3X5
- 3 + 2 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of RE/MAX RIGHT MOVE MLS® S12515842
About this home
Welcome to 407 Bay Street, Orillia - located in one of the city’s most desirable neighbourhoods. This stunning custom-built 5-bedroom, 3.5-bath, two-storey home showcases exceptional craftsmanship, modern design, and high-end finishes throughout. The main level offers an open-concept dining area and a gorgeous farmhouse-style kitchen featuring a custom oak island, quartz countertops, floating shelves, and a pot filler. The living room boasts a beautiful brick accent wall and a gas fireplace, complemented by an office, 2-piece bath, and a spacious laundry/mudroom with garage access and a walkout to the rear deck. Upstairs, you’ll find three bedrooms, including a bright primary suite with a 3-piece ensuite, plus an additional 4-piece bath. The fully finished lower level features a large recreation room with a gas fireplace, wet bar/kitchenette, walkout to the backyard, two additional bedrooms, a 3-piece bath, fitness area, utility room, and storage. (In-law suite with walk out to pool). The backyard is perfect for family enjoyment, backing onto scenic recreational trails and featuring an in-ground pool with a newer liner and concrete surround. This home has been extensively updated with premium finishes - custom millwork, built-in cabinetry, ship lap details, cedar accents, stunning tile work, upgraded fixtures, and elegant brass hardware. Additional updates include a metal roof, new main and second level windows, composite decking, Regal railing and more. Located across the street from Lake Couchiching, water access via an unopened 66′ Bay Street road allowance or Borland St, just minutes to downtown, Couchiching Beach Park, boat launch, shopping and more. A truly remarkable home that must be seen in person to be appreciated.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 4
- Kitchens
- 2
- Basement
- Apartment, Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 82.98 x 214 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $9,887 (2025)
Location
- Neighbourhood
- Orillia
- Cross Street
- Fittons & Bay
- Direction Faces
- West
Listing
- MLS® Number
- S12515842
- Days on Market
- 346
- Listed On
- 2025-11-06
- Possession
- TBD
- Listed By
- RE/MAX RIGHT MOVE
Rooms
Features
Interior
- Auto Garage Door Remote
- Countertop Range
Property
- Beach
- Fenced Yard
- Golf
- Hospital
- Park
- Public Transit
Pool
- Inground
- Included
- Fridge, Stove, Dishwashers x2, Washer, Dryer, Lower Level Bar Fridge, Window Coverings and Blinds.
- Rental items
- Water Softner rented.
Mortgage calculator
Estimated mortgage payment
$6,110 per month
- Principal and interest
- $6,110
- Property tax
- $824
- Condo fees
- $0
- Estimated monthly cost
- $6,934
Your mortgage
- Mortgage amount
- $1,104,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $729,102
Cash to close
- Down payment
- $276,000
- Land transfer tax
- $24,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $300,075
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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