$799,000
Est. payment $3,538/moCalculate yours
408 Simcoe Street N, Oshawa, ON L1G 4T6
O'Neill, Oshawa, ON L1G 4T6
- 4 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Coldwell Banker 2M Realty MLS® E13865754
About this home
Step back in time and discover a home with a story to tell! This stately 1922 Edwardian-style residence is brimming with charm, character, and original architectural details that are becoming increasingly difficult to find. Set in one of Oshawa’s most established neighborhoods and backing directly onto Alexandra Park, this distinctive home offers exceptional space and endless possibilities for growing families, multi-generational living, or buyers looking to create something truly special. From the moment you arrive, you’ll appreciate the presence and craftsmanship of this character-filled home. Highlights include three inviting porches, beautiful original wood trim and doors, impressive 10″ baseboards, double French pocket doors, and timeless stained-glass windows. A separate side entrance to the basement adds further flexibility and potential. The location is hard to beat! Enjoy Alexandra Park right beyond your backyard, while Dr. S.J. Phillips Public School, O’Neill Collegiate & Vocational Institute, and Lakeridge Health Oshawa are all just a short 5-minute walk away. Ready for your decorating vision, this is an exciting opportunity to preserve the beauty and character of a bygone era while creating a home perfectly suited to your own style. Important updates include roof (2016), electrical (2015), gas furnace/boiler (2024), and some newer basement windows.A rare opportunity to own a spacious, character-filled century home in an exceptional Oshawa location.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Separate Entrance, Partially Finished
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 171.67 Feet
- Parking
- Detached garage · 5 total
Financial
- Property Taxes
- $7,546 (2026)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Simcoe St N / Aberdeen St
- Direction Faces
- West
Listing
- MLS® Number
- E13865754
- Days on Market
- 12
- Listed On
- 2026-10-06
- Possession
- 30 Days/ TBA
- Listed By
- Coldwell Banker 2M Realty
Rooms
Features
Interior
- Water Heater
Property
- Fenced Yard
- Hospital
- Park
- Place Of Worship
- Public Transit
- School
Pool
- None
- Included
- All Appliances (As Is) - Fridge (2), Stove (2), Built-in Dishwasher, Washer, Dryer and Standup Freezer; All Electrical Light Fixtures; All Window Coverings; Garage Door Opener + Remote (if any)
- Excluded
- None
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,538 per month
- Principal and interest
- $3,538
- Property tax
- $629
- Condo fees
- $0
- Estimated monthly cost
- $4,167
Your mortgage
- Mortgage amount
- $639,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $422,140
Cash to close
- Down payment
- $159,800
- Land transfer tax
- $12,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $172,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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