$839,900
Est. payment $3,719/moCalculate yours
409 Gilbert Street E, Whitby, ON L1N 1R6
Downtown Whitby, Whitby, ON L1N 1R6
- 4 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Keller Williams Energy Real Estate MLS® E14078270
About this home
Welcome to this cherished family home in the heart of downtown Whitby, lovingly cared for by its original owners. Offering 4 spacious bedrooms, 3 bathrooms, and set on an impressive 163-foot deep lot, this home is ready for a new family to create lasting memories.Inside, you’ll find generous living spaces designed for everyday family life, while outside, the expansive backyard, with deck boards all replaced last year, offers plenty of room for children to play, family gatherings, summer barbecues, and future possibilities. The pride of ownership is evident throughout, reflecting years of care and attention.Perfectly located in a mature, family-friendly neighbourhood, you’ll enjoy being just minutes from schools, parks, churches, shopping, restaurants, the GO Train, and Highway 401, making commuting and daily errands effortless. This is a rare opportunity to put down roots in a home that has been the backdrop for a lifetime of family memories and is ready to welcome its next chapter. Upgrades: Two new toilets upstairs bathroom. Windows at back of house Approx. 2023, Furnace and Ac Approx. 2021 - maintained yearly, Shingles 2012, Deck boards all replaced last year.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.9 x 163.08 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $6,954 (2025)
Location
- Neighbourhood
- Downtown Whitby
- Cross Street
- Gilbert St E/Brock St S
- Direction Faces
- South
Listing
- MLS® Number
- E14078270
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Flexible
- Listed By
- Keller Williams Energy Real Estate
Rooms
Features
Interior
- Auto Garage Door Remote
- Water Heater Owned
Property
- Place Of Worship
- School
- School Bus Route
- Public Transit
Pool
- None
- Included
- Fridge, stove, dishwasher, washer, dryer, all electrical light fixtures, all window coverings, all washroom mirrors, garage door opener and 1 remote
Mortgage calculator
Estimated mortgage payment
$3,719 per month
- Principal and interest
- $3,719
- Property tax
- $580
- Condo fees
- $0
- Estimated monthly cost
- $4,298
Your mortgage
- Mortgage amount
- $671,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $443,749
Cash to close
- Down payment
- $167,980
- Land transfer tax
- $13,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $181,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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