$949,900
Est. payment $4,206/moCalculate yours
409 Harris Street, Whitby, ON L1N 0E7
Downtown Whitby, Whitby, ON L1N 0E7
- 4 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Keller Williams Energy Real Estate MLS® E13818190
About this home
Exceptional space, quality craftsmanship and an incredible downtown Whitby location set the stage for this impressive Denoble-built home, tucked within an intimate boutique community & offering approximately 2,105 sq ft plus a finished W/O basement with excellent in-law suite potential. With 4 spacious bedrms & 3 bathrms, this home delivers the room today’s families are looking for.Step inside to a bright, inviting main floor where beautiful H/W flooring & an O/C design create an effortless flow for everyday living & entertaining. The generous dining room opens seamlessly to the living room, anchored by a cozy gas fireplace & finished with California shutters.At the heart of the home, the Eat-in kitchen combines style & function with granite counters, S/S appliances, extended cabinetry, a pantry & spacious breakfast area with W/O to the two-tier deck, interlocking patio & fully fenced backyard, perfect for summer dining, entertaining or simply unwinding outdoors. A 2-pc bath, main-floor laundry with laundry chute & direct garage access complete this level.An updated hardwood staircase with striking cast-iron spindles leads upstairs, where 4 spacious bedrooms provide plenty of room for the entire family.The generous primary retreat features a W/I closet & 5-pc ensuite, while 3 additional spacious bedrms & a 4-pc family bath complete the upper level. And there’s more. The finished W/O basement significantly extends the living space & offers potential for an in-law suite or multi-generational living. Featuring a large rec room, pot lights, cantina, abundant storage, rough in for bathroom & direct access to the backyard, there’s plenty of flexibility to create additional living, work or guest space.California shutters add a polished finishing touch throughout. Ideally located near parks, schools, shopping & dining, with convenient access to Hwy 401 & the GO Train.Space to grow. Room to gather. Flexibility for the future. This is downtown Whitby living at its best
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 29.53 x 114.86 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $6,274 (2025)
Location
- Neighbourhood
- Downtown Whitby
- Cross Street
- Cochrane St & Beech St W
- Direction Faces
- East
Listing
- MLS® Number
- E13818190
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- 60 Days
- Listed By
- Keller Williams Energy Real Estate
Rooms
Features
Interior
- In-Law Capability
- On Demand Water Heater
- Rough-In Bath
- Water Heater
Property
- Fenced Yard
- Park
- Public Transit
- School
- School Bus Route
Pool
- None
- Included
- All appliances, clothes washer, clothes dryer, window coverings, california shutters, all EIFS, hot water tank
- Excluded
- Shelving units, Fridge/chest freezer - basement, Stand-up freezer in garage, electic fireplace
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$4,206 per month
- Principal and interest
- $4,206
- Property tax
- $523
- Condo fees
- $0
- Estimated monthly cost
- $4,729
Your mortgage
- Mortgage amount
- $759,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $501,866
Cash to close
- Down payment
- $189,980
- Land transfer tax
- $15,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $205,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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