$599,900
↓ $10,000 from $609,900
Est. payment $2,656/moCalculate yours
41 Luton Crescent, St. Thomas, ON N5R 5J9
St. Thomas, St. Thomas, ON N5R 5J9
- 3 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of ELGIN REALTY LIMITED MLS® X13551840
About this home
Lovely Family Home in mature southside neighbourhood. Double concrete drive. French doors from foyer to Formal Livingroom and Dining room with newer hardwood floors and coved ceilings. Ceramic flooring in foyer and kitchen. Kitchen leads out to 2 level sundeck. Large main floor family room with hardwood floors and lovely brick fireplace. 3 spacious bedrooms on second level. Primary bedroom has 4 pc ensuite. Lower level features a walk out to patio from Recreation Room as well as an office, 3 pc bath and large Laundry/Storage room. Ideal set up for In Law suite!!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 49.96 x 111.57 Feet
- Parking
- Attached garage · 6 total
- Zoning
- R1
Financial
- Property Taxes
- $4,012 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Elm St.
- Direction Faces
- West
Listing
- MLS® Number
- X13551840
- Days on Market
- 100
- Listed On
- 2026-07-10
- Possession
- Vacant Possession
- Listed By
- ELGIN REALTY LIMITED
Rooms
Features
Interior
- Auto Garage Door Remote
- In-Law Capability
- Water Heater Owned
Property
- Place Of Worship
- School
- Hospital
- Public Transit
- Park
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer, Mini Fridge in Basement, Storage Shed, All Window Coverings
- Excluded
- None
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $334
- Condo fees
- $0
- Estimated monthly cost
- $2,991
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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