Gurvinder Nokwal REALTOR®
For Sale Duplex 71 days on market

$499,000 ↓ $100,000 from $599,000

Est. payment $2,209/moCalculate yours

42 Cumming Street, St. Catharines, ON L2S 1H9

458 - Western Hill, St. Catharines, ON L2S 1H9

  • 4 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13659544

About this home

Fantastic Turnkey Duplex in Desirable West St. Catharines! Attention investors and first time buyers! This versatile, well-maintained duplex offers incredible potential in a highly sought-after West St. Catharines neighbourhood. The spacious main floor unit features 2 comfortable bedrooms, living room and a lower level family room with direct access to a fully fenced backyard-perfect for pets, kids, or summer entertaining. Living room, bedrooms have hardwood flooring. The bright upper apartment boasts 2 bedrooms plus a small loft space that can easily serve as a play area or storage. Worry-Free Exterior: Outfitted with a durable, long-lasting metal roof and vinyl siding. Enjoy your morning coffee on the charming front porch, and make use of the handy backyard storage shed. Prime Location: Situated in a great West End neighbourhood close to local amenities, transit, and highway access. Whether you’re looking to add a reliable income property to your portfolio or live in one unit while renting out the other to pay your mortgage, this property is a must see!

Property details

Overview

Property Type
Duplex
Style
1 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
2
Basement
Partially Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
35 x 105 Feet
Parking
None garage · 2 total
Zoning
R2

Financial

Property Taxes
$3,021 (2026)

Location

Neighbourhood
458 - Western Hill
Cross Street
Pelham Road
Direction Faces
North

Listing

MLS® Number
X13659544
Days on Market
71
Listed On
2026-08-08
Possession
Flexible
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Living Room Ground 12′ 6″ × 13′ 0″
Bedroom Second 11′ 1″ × 10′ 7″
Kitchen Second 16′ 0″ × 9′ 0″
Bedroom 2 Ground 9′ 0″ × 11′ 0″
Bedroom 2 Second 9′ 11″ × 9′ 0″
Bedroom Ground 9′ 0″ × 12′ 0″
Loft Second 9′ 0″ × 3′ 11″
Family Room Lower 19′ 8″ × 8′ 6″
Kitchen Ground 10′ 0″ × 12′ 0″

Features

Interior

  • In-Law Capability
  • In-Law Suite
  • Water Heater Owned

Property

  • Fenced Yard
  • Public Transit
  • School

Pool

  • None
Included
NA
Excluded
NA

Mortgage calculator

Minimum for this price: $24,950 (5%)

Amortization, years

Estimated mortgage payment

$2,209 per month

Principal and interest
$2,209
Property tax
$252
Estimated monthly cost
$2,461

Your mortgage

Mortgage amount
$399,200
Mortgage insurance
Not needed
Interest over 25 years
$263,639

Cash to close

Down payment
$99,800
Land transfer tax
$6,455
Total, before legal fees
$106,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

42 Cumming Street, St. Catharines, ON L2S 1H9 458 - Western Hill, St. Catharines, ON L2S 1H9
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$499,000 42 Cumming Street, St. Catharines, ON L2S 1H9
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