$450,000
Est. payment $1,993/moCalculate yours
42 North Street, St. Catharines, ON L2R 2S5
451 - Downtown, St. Catharines, ON L2R 2S5
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13727952
About this home
Looking for a place to call home and run a business as well ? Great downtown property with Zoning that allows for a small home based business. Main floor Great room is 23″ x 17 ‘ and could be used as office space, yoga studio, reception, showroom , art studio, the possibilities are endless. Main floor has a kitchen as well as a 4 pc bath and bedroom/office. Upstairs are 3 bedrooms with a family room and 3 pc bath. there is a separate outside staircase entrance to this level. The house was once used as a duplex and there are 2 hydro meters. Ceramic and hardwood floors throughout ( vinyl in the bathrooms ). Close to 2 plazas and walking distance to 3 schools, medical and lots more. Immediate Possession.
Property details
Overview
- Property Type
- Detached
- Style
- Other
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None, Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.07 x 143 Feet
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $3,197 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- Geneva St and Welland Ave
- Direction Faces
- North
Listing
- MLS® Number
- X13727952
- Days on Market
- 48
- Listed On
- 2026-08-31
- Possession
- Immediate
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Carpet Free
- Water Heater
Pool
- None
- Included
- Fridge, stove, washer , dryer
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$1,993 per month
- Principal and interest
- $1,993
- Property tax
- $266
- Condo fees
- $0
- Estimated monthly cost
- $2,259
Your mortgage
- Mortgage amount
- $360,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,751
Cash to close
- Down payment
- $90,000
- Land transfer tax
- $5,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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