$779,900
Est. payment $3,453/moCalculate yours
42 Spring Street, Brantford, ON N3T 4M5
Brantford, ON N3T 4M5
- 4 Beds
- 3 Baths
- 2,500 Sq Ft
Listing courtesy of ROYAL LEPAGE BRANT REALTY MLS® X14085308
About this home
INVESTMENT OPPORTUNITY IN BRANTFORD! A rare opportunity to own one property featuring two separate residential dwelling units, offering excellent potential for investors, multi-generational living, or homeowners looking for additional rental income to help offset their mortgage. The property includes a charming, well-maintained 3-bedroom, 2-bathroom two-storey home, along with a newer, self-contained 1-bedroom, 1-bathroom two-storey unit built in 2024. The main home welcomes you with a front foyer and convenient closet, leading into a spacious living room with high ceilings and laminate flooring. The eat-in kitchen offers ample cabinetry and comes equipped with a fridge, stove, dishwasher and microwave. At the rear of the home, a versatile bonus space features a 4-piece bathroom and main-floor laundry, with flexibility for an additional bedroom, home office, mudroom or extra living space. Upstairs, you’ll find three generously sized bedrooms and a 3-piece bathroom. Outside, enjoy a welcoming front porch, a nice-sized yard and patio, plus a single-wide driveway with parking for two vehicles. The second dwelling offers modern, independent living with its own private entrance, a comfortable main-floor living area, kitchen equipped with a fridge, stove and microwave, and convenient main-floor laundry. Ductless split units on each floor provide heating and cooling for year-round comfort. This unit also features a front outdoor space and is designed for privacy and independence. Ideally situated in the desirable Holmedale neighbourhood, the property is close to the Grand River, scenic trails, parks, schools, shopping, dining and everyday amenities. Whether you’re expanding your investment portfolio, exploring multi-generational living, or looking to live in one unit while generating rental income from the other, this unique property offers flexibility and exciting possibilities. Two separate dwellings. **INTERBOARD LISTING: BRANTFORD REGIONAL REAL ESTATE ASSOCIATION**
Property details
Overview
- Property Type
- Multiplex
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 2,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Partial Basement, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air, Other
- Exterior
- Concrete Block, Vinyl Siding
- Foundation
- Concrete Block, Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 26.83 x 161 Feet
- Parking
- None garage · 2 total
- Zoning
- NLR
Financial
- Property Taxes
- $4,004 (2026)
Location
- Cross Street
- St. Paul St and Spring St
- Direction Faces
- North
Listing
- MLS® Number
- X14085308
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE BRANT REALTY
Features
Interior
- Accessory Apartment
- Water Heater Owned
Property
- Hospital
- Library
- Other
- Park
- Public Transit
Pool
- None
- Included
- 2 Washers, 2 Dryers, 2 Microwaves, 1 Dishwasher, 2 Fridges, 2 Stoves
- Excluded
- All tenant belongings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,453 per month
- Principal and interest
- $3,453
- Property tax
- $334
- Condo fees
- $0
- Estimated monthly cost
- $3,787
Your mortgage
- Mortgage amount
- $623,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $412,049
Cash to close
- Down payment
- $155,980
- Land transfer tax
- $12,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $168,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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