$617,000
Est. payment $2,732/moCalculate yours
420 Victoria Street, Minto, ON N0G 2P0
Minto, Minto, ON N0G 2P0
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of Bosley Real Estate Ltd. MLS® X13750480
About this home
Nestled on a quiet street in the welcoming town of Palmerston, 420 Victoria St. is a bright and inviting semi-detached home that blends modern comfort with small-town charm. Built in 2019, everything here is fresh, functional, and move-in ready. Inside, the open-concept main floor is filled with natural light, creating a warm and welcoming atmosphere. The kitchen shines with new appliances (2022), crisp cabinetry, and a layout that makes both weeknight meals and weekend entertaining a breeze. Upstairs, you’ll find two comfortable bedrooms and a spacious 5-piece bathroom that adds a touch of everyday luxury. Downstairs, the fully finished basement extends your living space with a recreation area, home office, and an additional bedroom with its own 4-piece bathroom. Whether you’re working from home, hosting movie nights, or creating a play space, this level adapts to whatever you need.The attached garage is another highlight. Extra wide and tall, it provides plenty of room for a vehicle plus storage for bikes, tools, or outdoor gear. When its time to step outside, the backyard is designed for easy enjoyment. Picture summer BBQs on the deck (2022), evenings around the fire pit, afternoons in the fully fenced yard, or storing tools and toys in the shed (2022). If you’re looking for a modern, move-in-ready home in a friendly small-town setting, 420 Victoria St. checks all the boxes. Book your private showing today and come see for yourself!
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Veneer
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33.44 x 132.29 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $3,465 (2025)
Location
- Neighbourhood
- Minto
- Cross Street
- Victoria and James
- Direction Faces
- South
Listing
- MLS® Number
- X13750480
- Days on Market
- 41
- Listed On
- 2026-09-07
- Listed By
- Bosley Real Estate Ltd.
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater
- Water Softener
Pool
- None
- Included
- Fridge, stove, dishwasher, microwave, washer, dryer, gazebo in backyard.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,732 per month
- Principal and interest
- $2,732
- Property tax
- $289
- Condo fees
- $0
- Estimated monthly cost
- $3,021
Your mortgage
- Mortgage amount
- $493,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $325,983
Cash to close
- Down payment
- $123,400
- Land transfer tax
- $8,815
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $132,215
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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