$869,000
Est. payment $3,848/moCalculate yours
4227 County 45 Road, Hamilton Township, ON K9A 0X3
Rural Hamilton, Hamilton Township, ON K9A 0X3
- 2 + 2 Beds
- 2 Baths
- 2 Garage
- 700 Sq Ft
Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD. MLS® X13042412
About this home
Nestled on the north end of Cobourg, this spacious 1-acre property offers a carpet-free layout with plenty of room to grow, including the potential for an in-law suite on the lower level. The main floor features a bright, airy living room with crown moulding and wall of windows that flood the space with natural light. Flowing seamlessly into the dining area, its perfect for family gatherings and entertaining. The kitchen is functional and stylish with a bayed breakfast nook, coffee bar, tile backsplash, generous cabinetry and counter space, a pantry for extra storage, and a walkout to the back deck, which is ideal for summer BBQS and outdoor living. The main level is complete with two well-appointed bedrooms and a bathroom with a walk-in shower enclosure. Downstairs, the lower level offers incredible versatility for multigenerational living. It features a separate entrance, spacious rec room with a cozy fireplace, and a flexible area for a games room or office. Two additional bedrooms, full bathroom, and laundry room provide comfort and convenience for extended family or guests. Step outside to your private backyard retreat. The upper-level deck off the kitchen provides sweeping views of the forested Northumberland hills. A spiral staircase leads to a lower patio perfect for al fresco dining. Mature trees and landscaping enhance privacy, while raised flower beds and generous green space offer room to garden, play, or simply unwind. Located just minutes from Cobourg’s downtown amenities and with easy access to Highway 401, this property offers tranquility and convenience.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Walk-Out, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 125 x 330.7 Feet
- Parking
- Detached garage · 12 total
Financial
- Property Taxes
- $4,889 (2026)
Location
- Neighbourhood
- Rural Hamilton
- Cross Street
- Baltimore Rd (CR45) & Danforth Rd W
- Direction Faces
- East
Listing
- MLS® Number
- X13042412
- Days on Market
- 177
- Listed On
- 2026-04-24
- Possession
- TBD
- Listed By
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
Property
- Clear View
- Hospital
- Rec./Commun.Centre
- School Bus Route
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Built-in Microwave, Washing Machine, Dryer, All Electrical Light Fixtures, All Window Coverings.
- Rental items
- Hot Water Tank, Telus Security System, Water Purifier.
Mortgage calculator
Estimated mortgage payment
$3,848 per month
- Principal and interest
- $3,848
- Property tax
- $407
- Condo fees
- $0
- Estimated monthly cost
- $4,255
Your mortgage
- Mortgage amount
- $695,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $459,123
Cash to close
- Down payment
- $173,800
- Land transfer tax
- $13,855
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $187,655
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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