$599,999
↓ $29,901 from $629,900
Est. payment $2,657/moCalculate yours
4228 Deep Bay Road, Minden Hills, ON K0M 2K0
Lutterworth, Minden Hills, ON K0M 2K0
- 3 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Jump Realty Inc. MLS® X13560066
About this home
Nestled on a beautifully landscaped lot with 268 feet of frontage on the picturesque Gull River, this unique property offers the perfect blend of relaxation, recreation, and investment potential. Ideal as a family retreat, multi-generational getaway, or turnkey income property, this exceptional waterfront package is ready to enjoy. The fully renovated four-season main cottage (Blue Cottage) features 2 bedrooms, a 3-piece bath, laundry, and tasteful furnishings throughout. Sold fully furnished, it’s move-in ready for year-round enjoyment. The second cottage (Green Cottage) provides a private retreat for family and guests, complete with a spacious bedroom, 3-piece bath, kitchenette, pull-out sofa, and furnishings. A third cottage, newly built in 2023, offers additional space with a sitting area and loft, perfect for children, grandchildren, or extra guests. Enjoy everything waterfront living has to offer, from boating, fishing, swimming, and paddling to relaxing evenings around the firepit. A private dock provides easy water access, while outdoor gathering areas, patio furniture, and a BBQ create the perfect setting for entertaining. Additional features include a waterside storage shed, a newly built 10′ x 16′ garage, heat line, large UV water treatment system servicing both cottages, and two portable air conditioning units. With multiple fully furnished cottages, extensive waterfront frontage, modern updates, and excellent rental potential, this rare Gull River property offers endless possibilities. Simply arrive, unpack, and start making memories.This is more than just a cottage property-it’s a lifestyle, an investment, and a place where lifelong memories are made. Simply arrive, unpack, and start enjoying everything this extraordinary Gull River retreat has to offer.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other, Window Unit(s)
- Exterior
- Board & Batten
- Foundation
- Piers
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- Detached garage · 20 total
- Zoning
- RU
Financial
- Property Taxes
- $1,628 (2026)
Location
- Neighbourhood
- Lutterworth
- Cross Street
- Bobcaygen
- Direction Faces
- East
Listing
- MLS® Number
- X13560066
- Days on Market
- 103
- Listed On
- 2026-07-07
- Possession
- Immediate
- Listed By
- Jump Realty Inc.
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Separate Heating Controls
Property
- Golf
- Lake Access
- Park
- Rec./Commun.Centre
- River/Stream
- Waterfront
Pool
- None
- Included
- Everything not included in Schedule B.
- Excluded
- Please see Schedule B.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,657 per month
- Principal and interest
- $2,657
- Property tax
- $136
- Condo fees
- $0
- Estimated monthly cost
- $2,792
Your mortgage
- Mortgage amount
- $479,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $317,000
Cash to close
- Down payment
- $120,000
- Land transfer tax
- $8,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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