$1,299,000
Est. payment $5,752/moCalculate yours
424 Four Mile Creek Road, Niagara-on-the-Lake, ON L0S 1J0
105 - St. Davids, Niagara-on-the-Lake, ON L0S 1J0
- 3 + 1 Beds
- 4 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13633048
About this home
Custom 2-storey modern farmhouse in desirable Millpond subdivision, nestled in picturesque rural setting. Built in 2020, this home showcases an impressive exterior with professionally landscaped, low-maintenance, perennial beds, mature trees and tasteful interlocking stone driveway and walkway. Welcoming covered front porch on which to enjoy morning sunrises and beautiful escarpment views! Attractive open-plan main level with spacious dining area, perfect for entertaining and open to living room with focal fireplace and vaulted ceiling with strategically placed pot lights. Bright and airy kitchen with oversized centre island, quartz countertops, stainless steel gas stove, dishwasher and fridge. Countless windows for natural sunlight to brighten every room. 8′ sliding doors lead out onto large patio with pergola for dining al fresco or sitting in one of several seating areas surrounded by a rose covered trellis. Back inside, the main floor continues to an office cum music room, large full bath with glass shower and mud room with built-in shelving and cupboards, as well as access to backyard and double car garage. The second level is well laid out with the primary bedroom overlooking the scenic backyard, spacious walk-in closet and ensuite bath with custom vanity with 2 sinks and glass shower with raindrop showerhead. Second and third bedrooms overlook the front yard and share a large family bath with tub/shower combination. The third bedroom is currently used as an office and does not have a closet. Expansive laundry room with custom cabinetry and countertop. The basement has been finished and offers a bright and sunny bedroom with full bathroom, family room area for watching your favourite movies, pantry and utility/storage rooms. Situated by Millpond Road’s row of luxurious homes, this property offers a larger yard abutting serene farmland beside and behind. Ideal family home on bus route and close to amenities, this is St. Davids living at its best!
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Hardboard
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 94.03 x 120.03 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $6,424 (2025)
Location
- Neighbourhood
- 105 - St. Davids
- Cross Street
- Line 9
- Direction Faces
- North
Listing
- MLS® Number
- X13633048
- Days on Market
- 75
- Listed On
- 2026-08-04
- Possession
- call realtor
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- On Demand Water Heater
- Auto Garage Door Remote
Property
- School Bus Route
Pool
- None
- Included
- fridge, stove, washer, dryer, electric light fixtures, garage door remotes
- Excluded
- Gardena hose reels, basement pantry freezer, robot mower, chest freezer in garage
Mortgage calculator
Estimated mortgage payment
$5,752 per month
- Principal and interest
- $5,752
- Property tax
- $535
- Condo fees
- $0
- Estimated monthly cost
- $6,287
Your mortgage
- Mortgage amount
- $1,039,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $686,307
Cash to close
- Down payment
- $259,800
- Land transfer tax
- $22,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $282,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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