$529,000
↓ $100,000 from $629,000
Est. payment $2,342/moCalculate yours
42400 John Wise Line, Central Elgin, ON N5R 5T5
Rural Central Elgin, Central Elgin, ON N5R 5T5
- 3 + 1 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X12855966
About this home
Amazing rural listing just south of St. Thomas. Extensively renovated top to bottom. Approx 1800 sq ft plus a finished lower walk-out level. Very private lot, nicely landscaped. Drilled well septic in front yard. Sandy soil, new metal roof, spray foam insulated from top peak to basement floor. Small barn/garage workshop 2 floors at rear of property with hydro. Gas hook-up at side deck, stove, dryer, all new heating/air conditioning and ductwork. New wiring, flooring, paint and trim. You will love this layout, location and ammenities.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 34.45 x 45.59 Metres
- Parking
- None garage · 3 total
- Zoning
- R1
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- SUNSET
- Direction Faces
- North
Listing
- MLS® Number
- X12855966
- Days on Market
- 226
- Listed On
- 2026-03-06
- Possession
- FLEXIBLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- Storage
- Water Heater
Pool
- None
- Included
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$2,342 per month
- Principal and interest
- $2,342
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,342
Your mortgage
- Mortgage amount
- $423,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $279,489
Cash to close
- Down payment
- $105,800
- Land transfer tax
- $7,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $112,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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