$895,000
↓ $103,000 from $998,000
Est. payment $3,963/moCalculate yours
425 Gate Street, Niagara-on-the-Lake, ON L0S 1J0
101 - Town, Niagara-on-the-Lake, ON L0S 1J0
- 700 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X12932316
About this home
Fully serviced lot in the heart of Niagara on the Lake. This is a great opportunity to own a 54-foot-wide by 251-foot-deep property in a prime location. Renovate the existing structure or construct a new home on this large lot, the depth of this lot provides a myriad of construction and design possibilities. Enjoy living walking distance to Niagara-on- the-Lake’s famous Queen Street shopping, dining, and theatres as well as numerous beautiful parks, golfing, and the waterfront.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Building & Systems
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 54 x 251.86 Feet
Financial
- Property Taxes
- $4,400 (2025)
Location
- Neighbourhood
- 101 - Town
- Cross Street
- MARY STREET AND WILLIAM STREET
- Direction Faces
- South
Listing
- MLS® Number
- X12932316
- Days on Market
- 204
- Listed On
- 2026-03-28
- Possession
- TBD
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Features
Interior
- None
- Rental items
- HOT WATER TANK
Mortgage calculator
Estimated mortgage payment
$3,963 per month
- Principal and interest
- $3,963
- Property tax
- $367
- Condo fees
- $0
- Estimated monthly cost
- $4,330
Your mortgage
- Mortgage amount
- $716,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $472,860
Cash to close
- Down payment
- $179,000
- Land transfer tax
- $14,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $193,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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