$749,000
Est. payment $3,316/moCalculate yours
425 Speckled Alder Street, Waterloo, ON N2V 2T5
Waterloo, ON N2V 2T5
- 5 Beds
- 4 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 RIGHT TIME REAL ESTATE INC. MLS® X14089292
About this home
Welcome to 425 Speckled Alder St, a stunning two-storey residence nestled in one of Waterloo’s most desirable neighborhoods. Offering 1,742 sq ft of beautifully designed living space above grade, plus a fully finished 655 sq ft basement, for a total of 2,397 sq ft, this home is perfectly suited for growing families and those who love to entertain. Step inside to a bright and inviting open-concept main floor, anchored by a spacious living room featuring a cozy gas fireplace, the perfect setting for relaxing evenings or hosting guests. The convenience of main floor laundry adds to the home’s thoughtful functionality. Freshly and recently painted throughout, this home is truly move-in ready, and a deck (2022) offers the ideal space for outdoor gatherings and summer evenings. Upstairs, you’ll find four generously sized bedrooms, including an impressive master retreat with a private ensuite. The finished basement offers versatile space for entertaining or accommodating guests, complete with a stylish 4-piece bathroom. Location is everything, and this home delivers: enjoy the convenience of being within walking distance to Abraham Erb Public School, St. Nicholas Catholic Elementary School, and Laurel Heights Secondary School, a rare offering for families. Nearby, the Laurelwood Commons shopping plaza provides everyday essentials including Food Basics, Dollarama, Shoppers Drug Mart, and more, all just steps away. Transit is easily accessible with a nearby bus stop, and nature lovers will appreciate the scenic walking trails right at your doorstep. For added lifestyle appeal, this home is also close to the YMCA, Costco, the public library, and beautiful conservation areas, offering the perfect balance of comfort, convenience, and community. This exceptional property is ready to welcome its next chapter. Don’t miss the opportunity to make 425 Speckled Alder St your forever home.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Other
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 27.92 x 98.4 Feet
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $5,179 (2025)
Location
- Cross Street
- Wild ginger
- Direction Faces
- North
Listing
- MLS® Number
- X14089292
- Days on Market
- 2
- Listed On
- 2026-10-16
- Listed By
- CENTURY 21 RIGHT TIME REAL ESTATE INC.
Features
Interior
- Other
Pool
- Other
- Rental items
- Hot Water Heater, Water Softener
Mortgage calculator
Estimated mortgage payment
$3,316 per month
- Principal and interest
- $3,316
- Property tax
- $432
- Condo fees
- $0
- Estimated monthly cost
- $3,748
Your mortgage
- Mortgage amount
- $599,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $395,723
Cash to close
- Down payment
- $149,800
- Land transfer tax
- $11,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $161,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.