$245,000
Est. payment $1,085/moCalculate yours
4266 Canal Road, Severn, ON L0K 2B0
Washago, Severn, ON L0K 2B0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of SIMCOE HILLS REAL ESTATE INC. MLS® S13700914
About this home
Escape to the water in this charming 2-bedroom, 1-bathroom cottage nestled on lease land in beautiful Washago. Enjoy direct waterfront on the Trent-Severn Waterway, offering the perfect setting for boating, fishing, swimming, and relaxing by the water. The cozy interior features warm wood finishes, vaulted ceilings, and large windows that fill the space with natural light while showcasing peaceful waterfront views. Outside, enjoy a spacious, beautifully maintained yard and expansive deck overlooking the water, ideal for morning coffee, summer gatherings, and unforgettable cottage days. A detached garage provides excellent space for storing your boat, cottage toys, and seasonal equipment. A wonderful opportunity to own an affordable waterfront getaway and enjoy everything cottage country has to offer! Current Parks Canada Land Lease amount is $11,854/year. Please note: This cottage is being sold strictly “as-is, where-is.” It is a seasonal cottage with a maximum residency of 7 months per year and is not intended for year-round residential use. Short-term rentals and income-producing use are not permitted.
Property details
Overview
- Property Type
- Detached
- Style
- 1 Storey/Apt
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Piers, Unknown
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 132 x 111 Feet
- Parking
- Detached garage · 6 total
- Zoning
- R1, EP
Financial
- Property Taxes
- $2,279 (2025)
Location
- Neighbourhood
- Washago
- Cross Street
- HW 11N TO CANAL RD EXIT KEEP RT OVER BRIDGE LF ON CANAL PAST LOCKS
- Direction Faces
- South
Listing
- MLS® Number
- S13700914
- Days on Market
- 58
- Listed On
- 2026-08-21
- Possession
- Flexible
- Listed By
- SIMCOE HILLS REAL ESTATE INC.
Features
Interior
- Other
Property
- Lake Access
- River/Stream
- Waterfront
Pool
- None
- Included
- All existing contents, furnishings, appliances, equipment, and personal property located at the cottage at the time of closing, in 'as-is, where-is' condition, with no representations or warranties
- Rental items
- propane tanks
Mortgage calculator
Estimated mortgage payment
$1,085 per month
- Principal and interest
- $1,085
- Property tax
- $190
- Condo fees
- $0
- Estimated monthly cost
- $1,275
Your mortgage
- Mortgage amount
- $196,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $129,442
Cash to close
- Down payment
- $49,000
- Land transfer tax
- $2,175
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $51,175
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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