$1,645,000
Est. payment $7,284/moCalculate yours
427 Balmy Beach Road, Georgian Bluffs, ON N4K 5N4
Georgian Bluffs, Georgian Bluffs, ON N4K 5N4
- 2 + 1 Beds
- 3 Baths
- 2 Garage
- 2,000 Sq Ft
Listing courtesy of Sutton-Sound Realty MLS® X13860870
About this home
Stunning waterfront home on coveted Balmy Beach Road. Experience breathtaking panoramic water views from every level of this 3-bedroom, 3-bathroom waterfront residence. The updated kitchen features sleek quartz countertops, an undermount sink, and a captivating view of the bay. Enjoy the convenience of main-floor laundry and a main floor bedroom and full bathroom. Upstairs, the expansive master suite offers privacy, a luxurious ensuite, and a spacious walk-in closet. The lower level is a versatile retreat, complete with a full kitchen and a generous recreation room with walkout access to the water, perfect as a granny flat or guest suite. Step outside to a gently sloping lawn leading directly to the water’s edge, and let the kids enjoy the insulated bunkie by the shore. This home perfectly combines comfort, style, and waterfront living.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,000 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 150 Feet
- Parking
- Attached garage · 8 total
Financial
- Property Taxes
- $8,142 (2025)
Location
- Neighbourhood
- Georgian Bluffs
- Cross Street
- Balmy Beach Rd/Grey Rd 1
- Direction Faces
- East
Listing
- MLS® Number
- X13860870
- Days on Market
- 16
- Listed On
- 2026-10-02
- Possession
- Flexible
- Listed By
- Sutton-Sound Realty
Features
Interior
- In-Law Capability
Pool
- None
- Included
- Dishwasher, Dryer, Garage Door Opener, Hot Tub, Refrigerator, Stove, Washer
Mortgage calculator
Estimated mortgage payment
$7,284 per month
- Principal and interest
- $7,284
- Property tax
- $679
- Condo fees
- $0
- Estimated monthly cost
- $7,962
Your mortgage
- Mortgage amount
- $1,316,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $869,111
Cash to close
- Down payment
- $329,000
- Land transfer tax
- $29,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $358,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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