$649,900
Est. payment $2,878/moCalculate yours
429 Elizabeth Street, Grimsby, ON L3M 3K9
540 - Grimsby Beach, Grimsby, ON L3M 3K9
- 2 Beds
- 1 Baths
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X14080342
About this home
BEACHSIDE CHARM MEETS MODERN COMFORT! Welcome to 429 Elizabeth Street, a thoughtfully renovated brick bungalow in the sought-after Grimsby Beach district. Set on an impressive 191-foot deep lot, this charming home blends character, modern updates, and an unbeatable location steps from the lake and the historic Elizabeth Street Pumphouse. Perfect for first-time buyers, downsizers, or those seeking a peaceful lakeside retreat. Inside, a warm slate-tiled entryway leads to a spacious open-concept living and dining area featuring luxury vinyl plank flooring, crown moulding, and pot lights. The living room is wired for a gas fireplace or TV wall mount (gas line in place). The updated kitchen offers slate tile, a gas stove, ample cabinetry, laminate countertops, a pantry, and an above-range microwave. Originally a 3-bedroom home, the current layout features 2 bedrooms plus a versatile den, office, or mudroom with a closet and laundry rough-ins-easily converted back to a 3rd bedroom. The primary bedroom includes a stylish barn door, while the second bedroom features a wardrobe and crown moulding. The fully renovated 4-piece bathroom boasts porcelain tile, a quartz vanity, a new window, and a luxurious soaker tub. Key mechanical updates include basement waterproofing (2020), a sump pump, new basement wiring, and an updated water shutoff. Shingles and roof plywood were replaced in 2023, and a brand-new deck was added in 2025 for outdoor dining and entertaining. Enjoy a relaxed lakeside lifestyle with the beach, walking trails, parks, schools, and downtown Grimsby just a short stroll away, plus quick 2-minute QEW access for easy commuting. Move-in ready and full of character!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 72.5 x 191 Feet
- Parking
- None garage · 4 total
Financial
- Property Taxes
- $4,848 (2025)
Location
- Neighbourhood
- 540 - Grimsby Beach
- Cross Street
- Olive Street & Elizabeth Street
- Direction Faces
- West
Listing
- MLS® Number
- X14080342
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Sump Pump
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Microwave, Washer & Dryer
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $404
- Condo fees
- $0
- Estimated monthly cost
- $3,282
Your mortgage
- Mortgage amount
- $519,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,365
Cash to close
- Down payment
- $129,980
- Land transfer tax
- $9,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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