$890,000
Est. payment $3,941/moCalculate yours
4292 Graham Road, Severn, ON L0K 1E0
Rural Severn, Severn, ON L0K 1E0
- 2 Beds
- 1 Baths
Listing courtesy of Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty MLS® S13764928
About this home
Welcome to your waterfront retreat! This is where your mornings begin with a coffee on the newer built deck overlooking beautiful Tea Lake, just a short 1.5-hour drive from Toronto. This charming classic four-season “Panabode” cottage/home is renowned for its long-lasting, high quality construction. The Panabode cottage/home is equipped with A/C for those hot summer days and nights. A cozy wood stove provides ambiance and plenty of heat after a day of snowmobiling, skiing or simply walking on the well-maintained private road. To enjoy this lovely cottage/home with confidence and ease, recent upgrades include a new heated water line and newer windows throughout. Stainless steel appliances enhance the well appointed kitchen. Relax on your dock throughout the day and enjoy the shallow, sandy waterfront, perfect for younger children and pets, with deeper water at the end of the dock for swimming. Whether you are looking for a quiet weekend escape or a place to experience all four seasons, this charming Panabode on the exceptionally clean Tea Lake, is ready for its next chapter.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Board & Batten , Wood
- Foundation
- Piers, Unknown
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 87.91 x 260.46 Feet
- Parking
- None garage · 5 total
- Zoning
- SR3
Financial
- Property Taxes
- $2,533 (2025)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Whites Falls Rd & Graham Rd
- Direction Faces
- South
Listing
- MLS® Number
- S13764928
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
- Separate Hydro Meter
- Water Heater
- Water Heater Owned
Property
- Clear View
- Golf
- Level
- Library
- Marina
- Place Of Worship
Pool
- None
- Included
- Fireplace (wood), wood shed, garden shed, stainless steel fridge, stainless steel stove, microwave, sediment filter system
- Excluded
- All furniture and contents, personal items
Mortgage calculator
Estimated mortgage payment
$3,941 per month
- Principal and interest
- $3,941
- Property tax
- $211
- Condo fees
- $0
- Estimated monthly cost
- $4,152
Your mortgage
- Mortgage amount
- $712,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $470,218
Cash to close
- Down payment
- $178,000
- Land transfer tax
- $14,275
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $192,275
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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