$639,900
Est. payment $2,833/moCalculate yours
431 Bay Street, Scugog, ON L9L 1M7
Port Perry, Scugog, ON L9L 1M7
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX Jazz INC. MLS® E14032574
About this home
Welcome to 431 Bay St in Port Perry. This well-kept semi-detached two-storey home sits directly across from green space and a park, with no neighbours directly across the street. Offering a functional layout, updated kitchen, finished basement, detached garage, and a generous 37 x 118 ft lot, this home provides plenty of space and flexibility. The main floor features comfortable living and dining areas along with an updated kitchen offering direct access to the back deck and backyard, making it easy to enjoy the outdoor space. Upstairs, the home offers three bedrooms, with one currently being used as a TV/sitting room. This flexible space can easily be converted back to a traditional bedroom, depending on your needs. The finished basement provides additional living space, while the detached garage offers excellent storage and workspace. The driveway provides parking for up to four vehicles. Conveniently located in Port Perry, close to schools, parks, shopping, restaurants, and downtown amenities, 431 Bay St offers a great opportunity to enjoy a comfortable home in a desirable location.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Vinyl Siding, Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 37 x 118 Feet
- Parking
- Detached garage · 4 total
- Zoning
- RM1
Financial
- Property Taxes
- $3,520 (2025)
Location
- Neighbourhood
- Port Perry
- Cross Street
- Bay St & Old Simcoe Rd
- Direction Faces
- North
Listing
- MLS® Number
- E14032574
- Days on Market
- 4
- Listed On
- 2026-10-14
- Possession
- 90 - 100
- Listed By
- RE/MAX Jazz INC.
Rooms
Features
Interior
- None
Property
- Fenced Yard
- Hospital
- Park
- School
Pool
- None
- Included
- All appliances in Kitchen and Laundry Rooms, Frudge, Stove, Built-In Dishwasher, Clothes Washer and Clothes Dryer, All ELF's & Window Coverings.
- Excluded
- None
Mortgage calculator
Estimated mortgage payment
$2,833 per month
- Principal and interest
- $2,833
- Property tax
- $293
- Condo fees
- $0
- Estimated monthly cost
- $3,127
Your mortgage
- Mortgage amount
- $511,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $338,082
Cash to close
- Down payment
- $127,980
- Land transfer tax
- $9,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.