$1,449,000
↓ $25,000 from $1,474,000
Est. payment $6,416/moCalculate yours
431 Victoria Beach Road, Cramahe, ON K0K 1S0
Rural Cramahe, Cramahe, ON K0K 1S0
- 4 + 3 Beds
- 5 Baths
- 5 Garage
- 3,000 Sq Ft
Listing courtesy of HARVEY KALLES REAL ESTATE LTD. MLS® X13633518
About this home
Welcome to your private Colborne Estate - where luxury living meets the shores of Lake Ontario.Set on a tranquil, park-like 1.84-acre lot with your own private beach, this custom-built bungalow offers 5,074 sq ft of exceptional living space designed around 1 thing: The Lake. Floor-to-ceiling windows span the entire south side on both levels, framing unobstructed panoramic views of Lake Ontario that change with every season & every hour of the day.The 3,446 sq ft main floor features a split bedroom plan, anchored by a chef’s kitchen overlooking the water - complete with an extended island, stunning waterfall quartz counters, & seating for every friend & family member you can gather. The primary retreat includes a private sitting room, en-suite washroom & multiple large closets. 3 additional bedrooms, 2 washrooms, & a generous family room complete this layout. & for year-round wellness, a cedar-lined pool room houses an indoor swim spa with a lap current & convenient motorized cover.The lower level is a 1,628 sq ft fully finished, self-contained residence with 5 walkouts to the lake - all with floor-to-ceiling windows flooding the space with light & waterfront views. It features a full kitchen, separate laundry, & a split-bedroom layout with a primary retreat including ensuite washroom & kitchenette, plus 2 additional bedrooms & 2 washrooms. An ideal guest suite, in-law apartment, or income-generating rental.Storage & flexibility abound: a 3-car garage, plus a 4th 2 car tandem, RV or large boat garage with EV & RV charging. Workshop or storage loft above the garage, & a 3rd-floor loft with future potential for additional living space.Zoned for both family living & Bed & Breakfast use, this property presents an exceptional lifestyle opportunity or income-generating investment.All of this just 10 minutes from Highway 401, 1 hour from Toronto, steps from downtown Colborne & Brighton, minutes to Presqu’ile Provincial Park, & a scenic 30minute drive to Prince Edward County
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 3,000 sqft
Interior
- Bedrooms
- 4 + 3
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Full, Finished with Walk-Out
Building & Systems
- Heating
- Radiant (Gas)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding, Stone
- Foundation
- Concrete Block
- Roof
- Membrane, Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 230 x 356.38 Feet
- Parking
- Attached garage · 24 total
- Zoning
- SR-HL
Financial
- Property Taxes
- $11,457 (2025)
Location
- Neighbourhood
- Rural Cramahe
- Cross Street
- Colton St & Hwy 2
- Direction Faces
- South
Listing
- MLS® Number
- X13633518
- Days on Market
- 75
- Listed On
- 2026-08-04
- Possession
- TBA
- Listed By
- HARVEY KALLES REAL ESTATE LTD.
Features
Interior
- Accessory Apartment
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
- On Demand Water Heater
- Carpet Free
- Water Softener
- Water Treatment
- Floor Drain
Property
- Beach
- Lake Access
- Electric Car Charger
- Clear View
- Waterfront
Pool
- Indoor
- Included
- All Electrical Light Fixtures. All Window Coverings. Main: Fridge, Range, Microwave, Hood fan, Dishwasher, Washer, Dryer. Lower: Range, Fridge, Washer, Dryer, Microwave Hood fan. Double-Sided Radiant Propane Fireplace. Basement Electric Fireplace, 3 Air conditioning wall units, Radiant Hot Water Tankless Heating System, Water softener, Reverse Osmosis water system on Fridge & Kitchen sink, Extremely Efficient Next Energy Geothermal Heating System, Propane Novien Water Heater, Water Softener, UV Light, Setiment Filters.
- Excluded
- The municipality does not have any short term rental regulations. Platforms such as AirBnB and VRBO are permitted.
- Rental items
- Two Propane Tanks
Mortgage calculator
Estimated mortgage payment
$6,416 per month
- Principal and interest
- $6,416
- Property tax
- $955
- Condo fees
- $0
- Estimated monthly cost
- $7,371
Your mortgage
- Mortgage amount
- $1,159,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $765,558
Cash to close
- Down payment
- $289,800
- Land transfer tax
- $25,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $315,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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