$449,000
Est. payment $1,988/moCalculate yours
432 14th Street W, Owen Sound, ON N4K 3Y2
Owen Sound, Owen Sound, ON N4K 3Y2
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13849290
About this home
Welcome to 432 14th Street W in Owen Sound, a character-filled brick home where classic details, generous living space and an in-town location come together beautifully. Built circa 1900, this 2-storey home offers approximately 1,368 sq. ft. of above-grade living space, with 3 bedrooms and two 3-piece bathrooms.Step inside and you’ll immediately notice the warmth and personality of the home. Hardwood flooring, substantial trim, beautiful woodwork and a traditional staircase give the main level a sense of character that’s increasingly hard to find. The bright living and dining spaces offer plenty of room for everyday life and entertaining, while the kitchen provides ample cabinetry and workspace with the refrigerator, stove, dishwasher and microwave included.Upstairs, three bedrooms provide flexibility for family, guests or a home office, while a second 3-piece bathroom adds everyday convenience. The unfinished basement provides additional storage and houses the laundry, with the washer and dryer also included.Outside, enjoy a porch, deck and private parking, along with river access and direct river and water views. The property is connected to municipal water and sewer and is heated by forced-air natural gas. With the hospital, library, marina, public transit and other Owen Sound amenities nearby, this is a home that combines the charm of an established property with the convenience of city living.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 75.05 Feet
- Parking
- None garage · 2 total
- Zoning
- R2
Financial
- Property Taxes
- $3,600 (2026)
Location
- Neighbourhood
- Owen Sound
- Cross Street
- 4th Ave West
- Direction Faces
- East
Listing
- MLS® Number
- X13849290
- Days on Market
- 17
- Listed On
- 2026-10-01
- Possession
- Immediate
- Listed By
- Century 21 Millennium Inc.
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Hospital
- Library
- Marina
- Public Transit
- River/Stream
- School Bus Route
Pool
- None
- Included
- Refrigerator, Stove, Dishwasher, Microwave, Washer and Dryer
- Excluded
- Sellers personal belongings
Mortgage calculator
Estimated mortgage payment
$1,988 per month
- Principal and interest
- $1,988
- Property tax
- $300
- Condo fees
- $0
- Estimated monthly cost
- $2,288
Your mortgage
- Mortgage amount
- $359,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,222
Cash to close
- Down payment
- $89,800
- Land transfer tax
- $5,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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