$179,900
↓ $15,000 from $194,900
Est. payment $797/moCalculate yours
432 Wallace Terrace, Sault Ste Marie, ON P6C 1L2
Ward 5, Sault Ste Marie, ON P6C 1L2
- 2 Beds
- 1 Baths
Listing courtesy of Exit Realty True North MLS® X13887944
About this home
Welcome to 432 Wallace Terrace! Take a look at this affordable west end bungalow! Sitting on a large corner lot, two driveways with plenty of parking & single garage. Main floor features 2 bedrooms, full bathroom with updated shower, large eat in kitchen. Full basement with laundry, recroom area & partially finished bonus space along with plenty of storage. Architectural shingles, forced air natural gas heat, gas hot water heater, central A/C & so much more make this a perfect investment.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 2
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Other
- Exterior
- Aluminum Siding
- Foundation
- Other
- Roof
- Asphalt Shingle, Other
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 80 x 60 Feet
- Parking
- Detached garage
- Zoning
- Single Family Residential
Financial
- Property Taxes
- $2,200 (2025)
Location
- Neighbourhood
- Ward 5
- Direction Faces
- East
Listing
- MLS® Number
- X13887944
- Days on Market
- 58
- Listed On
- 2026-08-21
- Listed By
- Exit Realty True North
Rooms
Features
Interior
- Central Vacuum
Pool
- None
- Included
- Fridge, stove, washer, dryer, built-in microwave.
- Excluded
- N/A
- Rental items
- Hot Water Tank & Central A/C
Mortgage calculator
Estimated mortgage payment
$797 per month
- Principal and interest
- $797
- Property tax
- $183
- Condo fees
- $0
- Estimated monthly cost
- $980
Your mortgage
- Mortgage amount
- $143,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $95,047
Cash to close
- Down payment
- $35,980
- Land transfer tax
- $1,524
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $37,504
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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