Gurvinder Nokwal REALTOR®
For Sale Detached 89 days on market

$949,900 ↓ $100,000 from $1,049,900

Est. payment $4,206/moCalculate yours

433 WHITES FALLS Road, Georgian Bay, ON L0K 1S0

Baxter, Georgian Bay, ON L0K 1S0

  • 4 Beds
  • 2 Baths
  • 700 Sq Ft

Listing courtesy of HOMELIFE LANDMARK REALTY INC. MLS® X13591024

About this home

Escape to the tranquility of cottage country with this 4-season waterfront retreat on Six Mile Lake, ideally located in the Muskoka-Georgian Bay corridor and only about 1.5 hrs from the GTA via Hwy 400. Set in a quiet, sheltered bay with calm waters, year-round road access, and frequent wildlife sightings such as swans, this property offers the perfect blend of privacy, comfort, and recreation. This inviting cottage offers approx. 1,680 sq. ft. of finished living space over two levels. The main floor features a bright, lake-facing living room with stunning views, a well-appointed kitchen, dining area, a generous bedroom, and a full bathroom. A spacious screened-in porch extends the living space outdoors-ideal for family meals and relaxing summer evenings. The fully finished lower level includes two additional bedrooms, a full bathroom, and a large rec room with a wood fireplace creating a cozy space for cooler evenings. Walk-out patio doors lead to a lakeside patio for seamless indoor-outdoor living. Outdoor features are exceptional, including a newly built deck (2025) with frameless glass railing (2025), a private dock for swimming and boating, and a screened gazebo at the water’s edge. Additional structures include two newly built storage sheds and a separate bunkie (10’6″ x 11′) with sauna perfect for guests or extra sleeping space. Serviced by a drilled well, septic system (last service in May 2026), and propane forced-air furnace. Recent upgrades include air conditioning (2024) and windows (2016), offering comfort and peace of mind. Enjoy endless recreation-swimming, kayaking, fishing, snowmobiling and motor boating right from your own shoreline.Convenient access to Georgian Bay boating routes and nearby marinas in the Port Severn and Honey Harbour area provides fuel, supplies, and entry to the renowned 30,000 Islands. A rare opportunity to own a true four-season Muskoka retreat in a peaceful waterfront setting. Move-in ready and ideal for year-round enjoyment.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
31-50
Size
700 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Total Rooms
11
Basement
Walk-Out, Finished

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Wood , Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
55 x 377 Feet
Parking
None garage · 20 total
Zoning
Shoreline Res

Financial

Property Taxes
$2,965 (2025)

Location

Neighbourhood
Baxter
Cross Street
Hwy 400 North, off on White Falls Rd exit, (stay right on #34 - White Falls) to #433 ~ Left on Mud Lake Road to cottage.
Direction Faces
West

Listing

MLS® Number
X13591024
Days on Market
89
Listed On
2026-07-21
Listed By
HOMELIFE LANDMARK REALTY INC.

Rooms

Room Level Dimensions
Kitchen Main -
Bathroom Main -
Utility Room Lower 8′ 9″ × 7′ 10″
Dining Room Main 8′ 9″ × 10′ 0″
Family Room Lower 12′ 2″ × 10′ 5″
Bedroom 4 Ground -
Bathroom Lower -
Living Room Main 11′ 0″ × 13′ 6″
Bedroom 2 Lower 10′ 6″ × 9′ 4″
Bedroom 3 Lower 11′ 10″ × 10′ 9″
Bedroom Main 10′ 0″ × 16′ 2″
Recreation Main 12′ 8″ × 10′ 5″

Features

Interior

  • Upgraded Insulation
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Sauna
  • Storage
  • Water Heater Owned

Property

  • Beach
  • Lake Access
  • Lake/Pond
  • Waterfront
  • Clear View
  • Marina

Pool

  • None
Included
All existing furniture, fridge, stove, range hood, microwave, washer, dryer, all existing light fixtures and window coverings. 200 Amp service.
Excluded
Personal belongings & pictures and decorations on the walls

Mortgage calculator

Minimum for this price: $69,990 (7.37%)

Amortization, years

Estimated mortgage payment

$4,206 per month

Principal and interest
$4,206
Property tax
$247
Estimated monthly cost
$4,453

Your mortgage

Mortgage amount
$759,920
Mortgage insurance
Not needed
Interest over 25 years
$501,866

Cash to close

Down payment
$189,980
Land transfer tax
$15,473
Total, before legal fees
$205,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

433 WHITES FALLS Road, Georgian Bay, ON L0K 1S0 Baxter, Georgian Bay, ON L0K 1S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$949,900 433 WHITES FALLS Road, Georgian Bay, ON L0K 1S0
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