$550,000
Est. payment $2,435/moCalculate yours
44 Carlisle Street, St. Catharines, ON L2R 4H4
451 - Downtown, St. Catharines, ON L2R 4H4
- 3 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13636042
About this home
Positioned in the heart of downtown St. Catharines, this mixed-use opportunity offers flexibility, visibility, and long-term potential in one of the city’s most active urban corridors. Zoned M2-92, the property lends itself to a variety of uses, making it an attractive option for investors, entrepreneurs, and business owners alike. Imagine operating your business from the main level, complete with space for offices, client reception, or professional services, while utilizing the upper floor as a residential apartment to generate additional income or provide convenient live-work accommodations. Originally built in 1910, the property offers generous principal rooms, 3 bedrooms, and 2 bathrooms across a versatile layout. Key updates include a waste stack replacement (2022), serviced A/C (2023), and a well-maintained roof. An environmental report is available for added peace of mind. Just steps from the Meridian Centre, home of the IceDogs and River Lions, the First Ontario Performing Arts Centre, downtown restaurants, cafés, and local shops, the location benefits from exceptional walkability and exposure. With convenient access to the downtown transit hub, GO Station, Highway 406, and the QEW, commuting throughout Niagara, Hamilton, and the GTA is effortless. Whether you’re looking to establish your business, expand your portfolio, or explore future redevelopment possibilities, this is a unique opportunity in a high-demand downtown location.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 25 x 59 Feet
- Parking
- None garage · 2 total
- Zoning
- M2-92
Financial
- Property Taxes
- $3,279 (2026)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- St Paul Street to Carlisle Street
- Direction Faces
- East
Listing
- MLS® Number
- X13636042
- Days on Market
- 75
- Listed On
- 2026-08-04
- Possession
- Immediate
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- None
Property
- Arts Centre
- Golf
- Library
- Park
- School
- Public Transit
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer
Mortgage calculator
Estimated mortgage payment
$2,435 per month
- Principal and interest
- $2,435
- Property tax
- $273
- Condo fees
- $0
- Estimated monthly cost
- $2,709
Your mortgage
- Mortgage amount
- $440,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $290,584
Cash to close
- Down payment
- $110,000
- Land transfer tax
- $7,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $117,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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