$2,249,000
Est. payment $9,958/moCalculate yours
44 Chalk Lake Road, Scugog, ON N4L 1W5
Rural Scugog, Scugog, ON N4L 1W5
- 3 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX ULTIMATE REALTY INC. MLS® E13842426
About this home
Featuring 199.95 feet of direct, South-facing water frontage on the crystal-clear, spring-fed waters of Chalk Lake, 44 Chalk Lake Road is the ultimate year-round sanctuary. Positioned just 5 minutes from the 407 highway, local favorites like Slabtown Cider, nearby ski hills, and expansive trail networks, this property offers Toronto and Durham commuters a serene rural escape within 45 minutes of the city.Perched gracefully on one of the lake’s highest points, this beautifully updated 3-bedroom, 3,546 sq.ft. 2-storey home with a finished walk-out lower level blends rustic 1880 charm with modern sophistication. Unobstructed panoramic views frame the quiet, motor-free lake-a clean, deep-water haven ideal for swimming, kayaking, and paddleboarding. Enjoy exclusive deeded access to a private sandy beach, or stroll down the stairs to your private dock and waterfront accessory bunkie, perfect for guests.Inside, expansive windows capture stunning water vistas. The main level showcases rich hardwood flooring, an open-concept living and dining area with a cozy fireplace, a gourmet kitchen with a centre island stepping out to a spacious deck, and a main floor bedroom with its own fireplace. The upper level hosts two remarkably spacious bedrooms-one featuring a walk-in closet and the other a scenic Juliette balcony-plus a large full bathroom. The fully finished lower level serves as a complete in-law suite or apartment, complete with a separate entrance, second kitchen, family room with a fireplace, breakfast area, and a 3-piece bath. A flat, private double driveway with a carport provides 5 parking spaces, seamlessly pairing refined lakeside tranquility with effortless commuter accessibility.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Walk-Out, Separate Entrance, Apartment, Finished
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle, Metal
- Water
- Well
- Sewer
- Holding Tank
Lot & Parking
- Lot Size
- 150 x 123.08 Feet
- Parking
- Carport garage · 5 total
Financial
- Property Taxes
- $10,001 (2025)
Location
- Neighbourhood
- Rural Scugog
- Cross Street
- Lakeridge Road & Chalk Lake Road
- Direction Faces
- South
Listing
- MLS® Number
- E13842426
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- Anytime
- Listed By
- RE/MAX ULTIMATE REALTY INC.
Rooms
Features
Interior
- In-Law Suite
- Primary Bedroom - Main Floor
- Water Heater Owned
- Workbench
Property
- Beach
- Clear View
- Lake/Pond
- School Bus Route
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- 2 fridges, 2 stoves, dishwasher, washer dryer
Mortgage calculator
Estimated mortgage payment
$9,958 per month
- Principal and interest
- $9,958
- Property tax
- $833
- Condo fees
- $0
- Estimated monthly cost
- $10,791
Your mortgage
- Mortgage amount
- $1,799,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,188,226
Cash to close
- Down payment
- $449,800
- Land transfer tax
- $42,700
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $492,500
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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