$339,999
Est. payment $1,505/moCalculate yours
44 Geddes Street, Belleville, ON K8P 2X5
Belleville Ward, Belleville, ON K8P 2X5
- 2 Beds
- 1 Baths
Listing courtesy of Royal LePage ProAlliance Realty MLS® X13826132
About this home
FARMHOUSE CHARM | EXTENSIVELY UPDATED | TURNKEY LIVING. Welcome to 44 Geddes Street! Purchased in 2024 as a one-bedroom home, this charming farmhouse-inspired property has been meticulously transformed and brought back to life by its current owner. Extensive updates include new plumbing, electrical, insulation, vapour barrier, and an electric heating system. The home was gutted in many areas and thoughtfully rebuilt, while the layout was converted from one bedroom to two. Inside, farmhouse character meets modern comfort, with beautiful shiplap walls throughout and a completely renovated kitchen featuring new flooring, cabinetry, stainless steel appliances, and a cute little pantry. Custom, hand-made window coverings were thoughtfully created to complement the home’s farmhouse aesthetic. The second bedroom closet houses the owned electric hot water tank and convenient washer/dryer hookups. The brand-new metal roof adds durability and completes the farmhouse look, with a matching metal roof planned for the detached shed. Municipal water and sewer, along with electric heat and hot water, make ownership simple and straightforward. Centrally located in the heart of Belleville, you’re just minutes from the scenic Moira River, grocery stores, schools, public transit, Pirate Ship Park, and the Quinte Sports & Wellness Centre. Enjoy approximately 8 minutes to Quinte Mall and just 5 minutes to Highway 401. Outside, the beautiful long, shaded lot features a fully fenced backyard with plenty of space for children, pets, gardening, relaxing, and entertaining. Whether you’re a first-time buyer or looking to downsize, 44 Geddes Street offers a rare blend of farmhouse charm, extensive updates, thoughtful details, and convenient city living. A true labour of love, this home is ready for its next chapter!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- < 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Window Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 35 x 165 Feet
- Parking
- None garage · 3 total
- Zoning
- R2
Financial
- Property Taxes
- $2,337 (2025)
Location
- Neighbourhood
- Belleville Ward
- Cross Street
- College Street East
- Direction Faces
- West
Listing
- MLS® Number
- X13826132
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- Flexible
- Listed By
- Royal LePage ProAlliance Realty
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Upgraded Insulation
- Water Heater
- Water Meter
- Water Heater Owned
Property
- Fenced Yard
- Hospital
- Library
- Park
- Public Transit
- School
Pool
- None
- Included
- Fridge, Stove, Window A/C Units, Electric Hot Water Tank
- Excluded
- All of Seller's personal belongings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$1,505 per month
- Principal and interest
- $1,505
- Property tax
- $195
- Condo fees
- $0
- Estimated monthly cost
- $1,700
Your mortgage
- Mortgage amount
- $271,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $179,633
Cash to close
- Down payment
- $68,000
- Land transfer tax
- $3,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $71,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.