$375,000
↓ $10,000 from $385,000
Est. payment $1,660/moCalculate yours
440 Wellington Street 123, St. Thomas, ON N5R 5X5
St. Thomas, St. Thomas, ON N5R 5X5
- 3 Beds
- 2 Baths
- 1,000 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13032342
About this home
Welcome to this well-maintained, first-time-on-the-market 3-bedroom main floor condo-perfect for families, downsizers, or anyone seeking convenient, comfortable living. This bright and spacious unit offers an ideal layout with three generously sized bedrooms. The primary bedroom features a walk-in closet and a private 2-piece ensuite. Enjoy the ease of main floor living with no stairs, along with the added convenience of in-suite laundry. The functional kitchen and open living/dining area create a welcoming space for everyday living and entertaining. Located just minutes from shopping, dining, and essential amenities, this condo is within close proximity to the mall, making errands and outings quick and easy. Don’t miss this rare opportunity to own a lovingly cared-for unit in a desirable location.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 1,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s), Window Unit(s)
- Exterior
- Brick, Vinyl Siding
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,480 (2025)
- Condo Fee
- $491/mo
- Fee Includes
- Water Included, Building Insurance Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- St. Thomas
- Cross Street
- stokes and highview
Listing
- MLS® Number
- X13032342
- Days on Market
- 179
- Listed On
- 2026-04-22
- Possession
- Immediate
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- None
- Included
- Dishwasher, Fridge, Stove, Microwave, Washer, Dryer
Mortgage calculator
Estimated mortgage payment
$1,660 per month
- Principal and interest
- $1,660
- Property tax
- $207
- Condo fees
- $491
- Estimated monthly cost
- $2,358
Your mortgage
- Mortgage amount
- $300,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $198,126
Cash to close
- Down payment
- $75,000
- Land transfer tax
- $4,100
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $79,100
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.