$595,000
Est. payment $2,635/moCalculate yours
442 Joseph Street, Wilmot, ON N3A 1G3
Wilmot, ON N3A 1G3
- 3 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE WOLLE REALTY MLS® X14081316
About this home
Welcome to this semi-detached home in New Hamburg, offering 3 bedrooms, 2 bathrooms and a single-car garage. A great floorplan with an open main floor and lots of natural light makes the home feel bright and functional. The main floor features carpet-free flooring throughout and an updated kitchen. The living room provides direct access to the backyard, with an impressive almost 160-foot-deep lot offering plenty of outdoor space. The full basement offers additional space and is ready for someone to finish and make it their own. Located in charming and family friendly New Hamburg, enjoy a sweet downtown with great local shops, dining and everyday amenities. With direct access to the expressway, Kitchener-Waterloo is approximately 20 minutes away, making this a convenient location for commuters.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Aluminum Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 29.53 x 157 Feet
- Parking
- Attached garage · 2 total
- Zoning
- z3
Financial
- Property Taxes
- $3,345 (2026)
Location
- Cross Street
- Peel St and Bleams RdW
- Direction Faces
- North
Listing
- MLS® Number
- X14081316
- Days on Market
- 3
- Listed On
- 2026-10-15
- Possession
- Flexible - Early December
- Listed By
- ROYAL LEPAGE WOLLE REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Water Heater Owned
- Water Softener
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Washer, Dryer
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,635 per month
- Principal and interest
- $2,635
- Property tax
- $279
- Condo fees
- $0
- Estimated monthly cost
- $2,913
Your mortgage
- Mortgage amount
- $476,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $314,359
Cash to close
- Down payment
- $119,000
- Land transfer tax
- $8,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $127,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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