$575,000
Est. payment $2,546/moCalculate yours
446 Geneva Street, St. Catharines, ON L2N 2H3
442 - Vine/Linwell, St. Catharines, ON L2N 2H3
- 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® X13844188
About this home
Welcome home to this charming side-split bungalow, tucked into a sought-after, tree-lined neighbourhood just minutes - under 4 km - from the waterfront lifestyle of Port Dalhousie.Step inside to a bright, open-concept living and dining area anchored by a crackling wood fireplace and a sweeping picture window framing the backyard. Picture slow weekend mornings here: coffee in hand, fire glowing, garden views stretching out before you.The main level keeps on giving. A fully insulated family room - flooded with natural light through sliding glass doors to the yard - works beautifully as a home office today, yet converts effortlessly back to an indoor garage or an extra bedroom, complete with a pantry that doubles as a closet. The beautifully renovated modern kitchen offers generous storage and clean, contemporary style. A versatile exercise or hobby room doubles as guest quarters, with convenient access to a 3-piece bath featuring a stand-up shower. A well-appointed laundry room with stacked washer, dryer, and sink, plus a furnace room with access to the insulated crawl space, round out this level.Upstairs, two spacious bedrooms with gleaming hardwood floors share a stylish, updated 4-piece bathroom.Outside, a huge backyard invites summer barbecues, gardening, and play - with two wood sheds keeping sports gear and tools neatly tucked away.And the big-ticket items are done: owned furnace replaced February 2025, roof shingles replaced March 2021, kitchen renovated February 2026, and laminate flooring updated within the last decade. Just move in and enjoy.This one won’t last - book your showing today.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished, Crawl Space
Building & Systems
- Heating
- Forced Air (Wood)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete, Unknown, Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60 x 115 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $5,047 (2026)
Location
- Neighbourhood
- 442 - Vine/Linwell
- Cross Street
- Scott St. and Geneva
- Direction Faces
- West
Listing
- MLS® Number
- X13844188
- Days on Market
- 18
- Listed On
- 2026-09-30
- Possession
- TBD
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Carpet Free
- Sump Pump
- Water Heater Owned
Pool
- None
- Included
- All window Coverings, All Electric Light Fixtures, All Major Appliances (Refrigerator, Stove, Dishwasher, and Washer and Dryer), 2 Wood sheds at the backyard
- Excluded
- TV and Wall bracket by the Exercise room
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$2,546 per month
- Principal and interest
- $2,546
- Property tax
- $421
- Condo fees
- $0
- Estimated monthly cost
- $2,967
Your mortgage
- Mortgage amount
- $460,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $303,793
Cash to close
- Down payment
- $115,000
- Land transfer tax
- $7,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $122,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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