Gurvinder Nokwal REALTOR®
For Sale Detached 79 days on market

$789,000

Est. payment $3,494/moCalculate yours

45-47 MAIN Street, Kingston, ON K7K 3Y5

22 - East of Sir John A. Blvd, Kingston, ON K7K 3Y5

  • 5 + 4 Beds
  • 4 Baths
Map

Listing courtesy of KINGSWAY REAL ESTATE MLS® X13625846

About this home

Exceptional Value-Add Investment Opportunity in the Heart of Downtown Kingston!Unique multi-unit property presents an outstanding opportunity for investors, renovators, and those looking to unlock long-term value in one of Kingston’s most desirable rental locations.The property features three self-contained units. The primary unit at 45 Main Street offers 5 + 1 above-grade bedrooms, a spacious eat-in kitchen, living room, and two 4-piece bathrooms. Above, the rooftop loft apartment features an open-concept kitchen, living and sleeping area, a 3-piece bathroom, and a generous walk-in closet. The character-filled unit at 47 Main Street includes a separate living room and eat-in kitchen on the main level, with 2 bedrooms and a large 4-piece bathroom on the second floor.Outside, enjoy a private rear yard, a large deck, and parking for approximately 4-5 vehicles-an increasingly rare feature in the downtown core. The property is equipped with separate hydro meters, offering added convenience for multi-unit management.Vacant possession is available, providing the flexibility to renovate immediately, set your own rental rates, or occupy a unit while generating income from the others. This is an excellent opportunity to renovate, modernize, and maximize rental income in a high-demand location close to Queen’s University, downtown amenities, transit, and Kingston’s waterfront.Property is being sold in “As Is, Where Is” condition. The property requires updating and TLC and is priced accordingly. Buyers are advised to satisfy themselves with respect to the property’s condition, zoning, permits, rental licensing (if applicable), and future intended use.

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
< 700 sqft

Interior

Bedrooms
5 + 4
Bathrooms
4
Kitchens
2
Total Rooms
16
Basement
Unfinished, Partial Basement

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Wood , Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
51 x 90 Feet
Parking
None garage · 4 total
Zoning
A - Residential

Financial

Property Taxes
$7,337 (2026)

Location

Neighbourhood
22 - East of Sir John A. Blvd
Cross Street
Division St and Main St.
Direction Faces
East

Listing

MLS® Number
X13625846
Days on Market
79
Listed On
2026-07-31
Possession
TBA
Listed By
KINGSWAY REAL ESTATE

Features

Interior

  • Water Heater Owned
  • Sump Pump

Property

  • Hospital

Pool

  • None

Mortgage calculator

Minimum for this price: $53,900 (6.83%)

Amortization, years

Estimated mortgage payment

$3,494 per month

Principal and interest
$3,494
Property tax
$611
Estimated monthly cost
$4,105

Your mortgage

Mortgage amount
$631,200
Mortgage insurance
Not needed
Interest over 25 years
$416,856

Cash to close

Down payment
$157,800
Land transfer tax
$12,255
Total, before legal fees
$170,055
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45-47 MAIN Street, Kingston, ON K7K 3Y5 22 - East of Sir John A. Blvd, Kingston, ON K7K 3Y5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$789,000 45-47 MAIN Street, Kingston, ON K7K 3Y5
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