Gurvinder Nokwal REALTOR®
For Sale Duplex 90 days on market

$679,990 ↓ $39,910 from $719,900

Est. payment $3,011/moCalculate yours

45 Bell Street N, West Centre Town, ON K1R 7C5

4205 - West Centre Town, West Centre Town, ON K1R 7C5

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft

Listing courtesy of TRU REALTY MLS® X13583114

About this home

Exceptional investment opportunity in the heart of Centretown! This well-maintained and recently renovated LEGAL duplex offers the perfect combination of strong cash flow, owner-occupancy flexibility, and long-term value in one of Ottawa’s most desirable urban neighbourhoods. Featuring two spacious 2-bedroom units, each with its own private entrance, separate hydro meter, and in-unit laundry, this turnkey property is ideal for investors and homeowners alike. Numerous updates include renovated kitchens and bathrooms, updated plumbing and electrical, fire escapes brought up to code, fresh paint throughout, updated flooring, fencing improvements, and countless other upgrades that contribute to the property’s excellent condition and tenant appeal. A rare bonus for Centretown, the property includes 3 parking spaces, a highly sought-after feature for both tenants and owners. Investors will appreciate the potential for a return exceeding 7.0%, while owner-occupants can live in one unit and rent the other to significantly offset mortgage costs. Landlord pays heat and water, while tenants pay their own hydro through separate meters. Ideally located steps from Bank Street, Chinatown, Little Italy, public transit, parks, cafés, restaurants, shopping, entertainment, government offices, and some of Ottawa’s most vibrant urban amenities. Residents enjoy easy access to Dow’s Lake, the Rideau Canal, LeBreton Flats, Carleton University, the University of Ottawa, and downtown employment hubs. With strong rental demand, exceptional walkability, and major updates already completed, this is a rare opportunity to acquire a quality income property in one of Ottawa’s most established and sought-after neighbourhoods.

Property details

Overview

Property Type
Duplex
Style
2-Storey
For
For Sale
Status
Price Change
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
2
Basement
Unfinished, Partial Basement, Exposed Rock

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Stone
Roof
Flat, Unknown
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
33 x 75 Feet
Parking
None garage · 3 total
Zoning
R4H, Unassigned

Financial

Property Taxes
$5,142 (2025)

Location

Neighbourhood
4205 - West Centre Town
Cross Street
Eccles St and Bell Street N
Direction Faces
East

Listing

MLS® Number
X13583114
Days on Market
90
Listed On
2026-07-20
Possession
Flexible
Listed By
TRU REALTY

Features

Interior

  • Separate Heating Controls

Pool

  • None

Mortgage calculator

Minimum for this price: $42,999 (6.32%)

Amortization, years

Estimated mortgage payment

$3,011 per month

Principal and interest
$3,011
Property tax
$429
Estimated monthly cost
$3,439

Your mortgage

Mortgage amount
$543,992
Mortgage insurance
Not needed
Interest over 25 years
$359,263

Cash to close

Down payment
$135,998
Land transfer tax
$10,075
Total, before legal fees
$146,073
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45 Bell Street N, West Centre Town, ON K1R 7C5 4205 - West Centre Town, West Centre Town, ON K1R 7C5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$679,990 45 Bell Street N, West Centre Town, ON K1R 7C5
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