$699,900
Est. payment $3,099/moCalculate yours
45 Centre Street, Clarington, ON L1C 2Y2
Bowmanville, Clarington, ON L1C 2Y2
- 2 + 1 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of Real Broker Ontario Ltd. MLS® E13874466
About this home
Tucked away in the heart of historic Bowmanville, this charming bungalow offers complete privacy on a secluded , approximately 0.23-acre lot while keeping you just steps from all the conveniences of town. Surrounded by mature trees, you’ll feel like you’re at the cottage as you relax to the peaceful sounds of nature from one of two decks. Step inside to a large, welcoming foyer with tile flooring. The bright kitchen features stainless steel appliances, a tile backsplash, plenty of cupboard space, tile floors, and a window over the sink with tranquil views of the yard. The separate dining room offers laminate flooring and elegant French doors, creating the perfect space for family dinners or entertaining. The inviting living room also features laminate flooring and a walk-out to the deck, seamlessly blending indoor and outdoor living. The main floor offers two generous bedrooms, while the finished basement provides valuable additional living space with a spacious rec room featuring an above-grade window, a third bedroom, and an abundance of storage. Enjoy the rare combination of total seclusion and unbeatable convenience. Stroll into downtown Bowmanville to explore local shops, restaurants, cafes, banks, grocery stores, and more. Commuters will appreciate the easy access to Highway 401, making travel simple while still coming home to your own private retreat. This is a unique opportunity to enjoy peaceful, cottage-like living in the middle of historic Bowmanville.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Oil)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 83.19 x 146.71 Feet
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $4,542 (2026)
Location
- Neighbourhood
- Bowmanville
- Cross Street
- Concession St W/Centre
- Direction Faces
- East
Listing
- MLS® Number
- E13874466
- Days on Market
- 11
- Listed On
- 2026-10-07
- Possession
- Flexible
- Listed By
- Real Broker Ontario Ltd.
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- Existing fridge, stove, over the range microwave, dishwasher, washer (2024), dryer, 3 x sheds, floating shelf in second bdrm, fire chimnea in yard, umbrella on east deck, floating shelves in ensuite, freezer in basement, mudroom closet, armoire in each main floor bedroom, cabinet behind toilet in ensuite, workbench in grey shed, workbenches in basement, shelf in foyer, HWT
- Excluded
- Electric fireplace, Black and Decker fold up bench in basement
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $378
- Condo fees
- $0
- Estimated monthly cost
- $3,477
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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