$542,300
↓ $12,921 from $555,221
Est. payment $2,401/moCalculate yours
45 HARROW Lane, St. Thomas, ON N5R 0P3
St. Thomas, St. Thomas, ON N5R 0P3
- 3 Beds
- 3 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of ROYAL LEPAGE TRILAND REALTY MLS® X13583214
About this home
HST REMOVED! Welcome to the Elmwood model located in Harvest Run. This Doug Tarry built, 2-storey semi detached is the perfect starter home. A Kitchen, Dining Area, Great Room & Powder Room occupy the main level. The second level features 3 spacious Bedrooms including the Primary Bedroom (complete with 3pc Ensuite & Walk-in Closet) as well as a 4pc main Bathroom. The unfinished basement is a blank canvas, ready for you to design tailored to your needs. Notable Features: Luxury Vinyl Plank & Carpet Flooring, Tiled Backsplash & Quartz countertops in Kitchen, Covered Front Porch & Attached 1.5 Car Garage. This High Performance Doug Tarry Home is both Energy Star & Net Zero Ready. A fantastic location with walking trails & park. All that is left to do is move in, get comfortable & Enjoy! Welcome Home! *Price reflects HST rebate. Rebate subject to government approval and buyer eligibility. Seller makes no representations. Price may change if rebate not applicable.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Extension
- Approximate Age
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Other
- Exterior
- Brick Veneer, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 32.8 x 114.1 Feet
- Parking
- Attached garage · 3 total
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Elm Street, Renaissance Drive
- Direction Faces
- East
Listing
- MLS® Number
- X13583214
- Days on Market
- 90
- Listed On
- 2026-07-20
- Possession
- Immediate Possession Available
- Listed By
- ROYAL LEPAGE TRILAND REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- ERV/HRV
- Sump Pump
Property
- Park
- Rec./Commun.Centre
- Hospital
Pool
- None
- Included
- Hood Vent, Smoke & Carbon Monoxide Detectors, Bathroom Mirrors, Garage Door Opener & Remote.
- Rental items
- Tankless Water Heater
Mortgage calculator
Estimated mortgage payment
$2,401 per month
- Principal and interest
- $2,401
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,401
Your mortgage
- Mortgage amount
- $433,840
- Mortgage insurance
- Not needed
- Interest over 25 years
- $286,516
Cash to close
- Down payment
- $108,460
- Land transfer tax
- $7,321
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $115,781
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.