$499,900
↓ $50,000 from $549,900
Est. payment $2,213/moCalculate yours
45 Joseph Street, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay, ON P0C 1H0
- 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of RE/MAX REALTRON REALTY INC. MLS® X13426254
About this home
Welcome to this beautifully updated home featuring a spacious foyer entrance and an inviting open-concept main floor. Hardwood stairs lead both up and down, while the main living areas showcase attractive hand-scraped laminate flooring throughout the kitchen, dining room, and living room. The kitchen offers plenty of cupboard space and comes complete with a fridge, stove, dishwasher, washer, and dryer. A large pantry adds extra convenience and functionality to the home. The main floor bathroom has been recently renovated with ceramic finishes and a stone floor. One-bedroom features carpeting and a built-in closet organizer, while the primary bedroom includes a newly renovated ensuite and stylish barn doors leading to the closets and bathroom. Step outside to a generous rear deck overlooking a private backyard with no rear neighbours. The property also includes a Shelter Logic tent, providing additional storage or workspace. The basement offers direct entry and features a spacious recreation room with laminate flooring and a cozy wood-burning fireplace, perfect for relaxing or entertaining. The unfinished portion of the basement is clean and dry and houses a newer propane furnace, providing excellent storage and future development potential. Additional updates include a 125-amp electrical panel, newer roof, siding, and weeping tile system. Located in an area known for outdoor recreation, you’ll enjoy easy access to snowmobile, ATV, and dirt bike trails, as well as excellent fishing and hunting opportunities. This move-in-ready property combines modern updates, practical features, and a fantastic location for year-round enjoyment.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Extension
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Partial Basement, Partially Finished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- None
- Exterior
- Vinyl Siding, Concrete
- Foundation
- Concrete Block, Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66 x 132 Feet
- Parking
- None garage · 6 total
- Zoning
- Residential
Financial
- Property Taxes
- $1,478 (2025)
Location
- Neighbourhood
- Freeman
- Cross Street
- High St. to King St. Right onto Joseph St.
- Direction Faces
- West
Listing
- MLS® Number
- X13426254
- Days on Market
- 130
- Listed On
- 2026-06-10
- Possession
- TBD
- Listed By
- RE/MAX REALTRON REALTY INC.
Rooms
Features
Interior
- Propane Tank
- Water Heater Owned
Property
- Beach
- Fenced Yard
- Lake Access
- Marina
- Rec./Commun.Centre
- School Bus Route
Pool
- None
- Included
- Dishwasher, Dryer, Washer, Fridge, Stove, Carport
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$2,213 per month
- Principal and interest
- $2,213
- Property tax
- $123
- Condo fees
- $0
- Estimated monthly cost
- $2,337
Your mortgage
- Mortgage amount
- $399,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,115
Cash to close
- Down payment
- $99,980
- Land transfer tax
- $6,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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