$249,900
Est. payment $1,107/moCalculate yours
45 Locust Street, St. Thomas, ON N5R 2C2
St. Thomas, St. Thomas, ON N5R 2C2
- 5 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13779048
About this home
Welcome to 45 Locust Street, a spacious two-storey home situated in a quiet and established St. Thomas neighbourhood. Offering five bedrooms, two bathrooms, and plenty of potential, this property presents an exciting opportunity for investors, renovators, flippers, or buyers looking to bring their vision to life. The home is currently vacant and is being sold as-is, where-is, allowing the next owner to take on a project with the freedom to renovate, update, and reimagine the space to suit their goals. With its generous layout and excellent bedroom count, the property offers a strong starting point for those looking to create a comfortable family home, explore rental potential, or add value through improvements. Zoned R3, the property may also offer future development or expansion possibilities, subject to the buyer’s due diligence and municipal approvals. Located in a peaceful neighbourhood with convenient access to local amenities, schools, shopping, and other services, 45 Locust Street is a property full of possibilities. If you’re searching for a renovation project with space, potential, and room to make it your own, this could be the opportunity you’ve been waiting for.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 34.39 x 123.19 Feet
- Parking
- None garage · 4 total
- Zoning
- R3
Financial
- Property Taxes
- $2,686 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- ROSS STREET
- Direction Faces
- South
Listing
- MLS® Number
- X13779048
- Days on Market
- 34
- Listed On
- 2026-09-14
- Possession
- IMMEIDATE
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Storage
Property
- Golf
- Hospital
- Park
- School
- School Bus Route
- Public Transit
Pool
- None
Mortgage calculator
Estimated mortgage payment
$1,107 per month
- Principal and interest
- $1,107
- Property tax
- $224
- Condo fees
- $0
- Estimated monthly cost
- $1,330
Your mortgage
- Mortgage amount
- $199,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $132,031
Cash to close
- Down payment
- $49,980
- Land transfer tax
- $2,224
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $52,204
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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