$1,195,000
Est. payment $5,291/moCalculate yours
45 OAK Street, Kawartha Lakes, ON K0M 1N0
Fenelon Falls, Kawartha Lakes, ON K0M 1N0
- 3 Beds
- 3 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc. MLS® X13740490
About this home
Fall has arrived in beautiful Fenelon Falls, and this bright, inviting 3-bedroom, 3-bathroom home is ready to impress! Thoughtfully updated throughout, this stunning property offers the perfect blend of modern comfort, functional space, and scenic charm. Recent renovations include fresh designer paint, premium flooring, and a beautifully reimagined kitchen featuring quartz countertops and an oversized eat-in island perfect for gathering with family and friends. Designed for everyday living and entertaining alike, this spacious home offers room for the whole family, including flexible space for working from home. Step outside to your fully fenced backyard retreat and take in breathtaking panoramic views of Cameron Lake while enjoying the warm fall days ahead. Professionally designed armour stone landscaping adds exceptional curb appeal and completes the outdoor setting beautifully. A detached 2-car garage and private 2-car driveway provide plenty of parking and storage. Whether you’re searching for a year-round family home or a place to enjoy the Kawartha lifestyle, this property delivers incredible indoor-outdoor living with stunning lake views in one of the area’s most desirable communities.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Total Rooms
- 12
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 90.42 x 100 Feet
- Parking
- Detached garage · 4 total
- Zoning
- R1
Financial
- Property Taxes
- $4,000 (2025)
Location
- Neighbourhood
- Fenelon Falls
- Cross Street
- From Hwy 35 to County Rd 121 to Fenelon Falls
- Direction Faces
- West
Listing
- MLS® Number
- X13740490
- Days on Market
- 50
- Listed On
- 2026-08-29
- Possession
- TBD
- Listed By
- Royal Lepage Kawartha Lakes Realty Inc.
Rooms
Features
Interior
- Brick & Beam
Property
- Fenced Yard
Pool
- None
Mortgage calculator
Estimated mortgage payment
$5,291 per month
- Principal and interest
- $5,291
- Property tax
- $333
- Condo fees
- $0
- Estimated monthly cost
- $5,624
Your mortgage
- Mortgage amount
- $956,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $631,360
Cash to close
- Down payment
- $239,000
- Land transfer tax
- $20,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $259,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.