Gurvinder Nokwal REALTOR®
For Sale Detached 50 days on market

$1,195,000

Est. payment $5,291/moCalculate yours

45 OAK Street, Kawartha Lakes, ON K0M 1N0

Fenelon Falls, Kawartha Lakes, ON K0M 1N0

  • 3 Beds
  • 3 Baths
  • 2 Garage
  • 2,500 Sq Ft
Map

Listing courtesy of Royal Lepage Kawartha Lakes Realty Inc. MLS® X13740490

About this home

Fall has arrived in beautiful Fenelon Falls, and this bright, inviting 3-bedroom, 3-bathroom home is ready to impress! Thoughtfully updated throughout, this stunning property offers the perfect blend of modern comfort, functional space, and scenic charm. Recent renovations include fresh designer paint, premium flooring, and a beautifully reimagined kitchen featuring quartz countertops and an oversized eat-in island perfect for gathering with family and friends. Designed for everyday living and entertaining alike, this spacious home offers room for the whole family, including flexible space for working from home. Step outside to your fully fenced backyard retreat and take in breathtaking panoramic views of Cameron Lake while enjoying the warm fall days ahead. Professionally designed armour stone landscaping adds exceptional curb appeal and completes the outdoor setting beautifully. A detached 2-car garage and private 2-car driveway provide plenty of parking and storage. Whether you’re searching for a year-round family home or a place to enjoy the Kawartha lifestyle, this property delivers incredible indoor-outdoor living with stunning lake views in one of the area’s most desirable communities.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Total Rooms
12
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
90.42 x 100 Feet
Parking
Detached garage · 4 total
Zoning
R1

Financial

Property Taxes
$4,000 (2025)

Location

Neighbourhood
Fenelon Falls
Cross Street
From Hwy 35 to County Rd 121 to Fenelon Falls
Direction Faces
West

Listing

MLS® Number
X13740490
Days on Market
50
Listed On
2026-08-29
Possession
TBD
Listed By
Royal Lepage Kawartha Lakes Realty Inc.

Rooms

Room Level Dimensions
Living Room Main 12′ 2″ × 16′ 7″
Bedroom Second 12′ 6″ × 10′ 10″
Family Room Main 16′ 4″ × 11′ 1″
Kitchen Main 14′ 2″ × 13′ 9″
Dining Room Main 11′ 8″ × 16′ 4″
Bedroom Second 11′ 6″ × 10′ 2″
Primary Bedroom Second 17′ 8″ × 11′ 8″
Sunroom Main 18′ 10″ × 21′ 7″
Foyer Main 4′ 11″ × 13′ 11″

Features

Interior

  • Brick & Beam

Property

  • Fenced Yard

Pool

  • None

Mortgage calculator

Minimum for this price: $94,500 (7.91%)

Amortization, years

Estimated mortgage payment

$5,291 per month

Principal and interest
$5,291
Property tax
$333
Estimated monthly cost
$5,624

Your mortgage

Mortgage amount
$956,000
Mortgage insurance
Not needed
Interest over 25 years
$631,360

Cash to close

Down payment
$239,000
Land transfer tax
$20,375
Total, before legal fees
$259,375
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45 OAK Street, Kawartha Lakes, ON K0M 1N0 Fenelon Falls, Kawartha Lakes, ON K0M 1N0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,195,000 45 OAK Street, Kawartha Lakes, ON K0M 1N0
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