Gurvinder Nokwal REALTOR®
For Sale Detached 4 days on market

$449,900

Est. payment $1,992/moCalculate yours

45 Phipps Street, Fort Erie, ON L2A 2V3

332 - Central, Fort Erie, ON L2A 2V3

  • 3 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of EXP REALTY MLS® X14032934

About this home

Welcome to 45 Phipps Street, a beautifully refreshed home offering modern finishes, functional living space and a convenient Fort Erie location just steps to the Niagara River. The main floor has been thoughtfully renovated with a bright, open feel throughout, featuring three comfortable bedrooms, stylish flooring and a clean, contemporary bathroom along with the added convenience of main floor laundry. The kitchen is both practical and inviting, complete with stainless steel appliances, a breakfast island and plenty of space for everyday living or casual entertaining. Quality updates can be found throughout the home, including refreshed drywall, updated windows, porcelain tile in the entryway and bathroom and an upgraded bath with a deep tub, modern tile work and a sleek finished look. The lower level offers added flexibility with natural light from the updated basement windows, making it a great option for storage, hobbies, a future rec room or additional living potential. Upstairs, the spacious attic is a standout bonus, offering impressive extra space for storage, hobbies or future finishing possibilities. Outside, the generous backyard size adds even more to love, offering plenty of green space for kids, pets, gardening or summer entertaining. Complete with a deck and storage shed, it’s a functional outdoor space with room to enjoy. Tucked into a friendly Fort Erie neighbourhood, this home offers the perfect mix of comfort, convenience and move-in-ready charm. Whether you’re a first-time buyer, downsizer or investor, you’ll love being close to schools, parks, shopping, restaurants and everyday amenities. A wonderful opportunity to own a welcoming home with style, function and room to make it your own. If you are looking to live close to the water for a fraction of the price, 45 Phipps St could be the one! Book your showing today!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Full, Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
38.41 x 121.7 Feet
Parking
None garage · 3 total
Zoning
R2

Financial

Property Taxes
$2,426 (2026)

Location

Neighbourhood
332 - Central
Cross Street
Central Ave & Phipps St
Direction Faces
South

Listing

MLS® Number
X14032934
Days on Market
4
Listed On
2026-10-14
Possession
Flexible
Listed By
EXP REALTY

Rooms

Room Level Dimensions
Kitchen Main 15′ 2″ × 12′ 5″
Bedroom 2 Main 9′ 3″ × 9′ 7″
Primary Bedroom Main 9′ 3″ × 12′ 4″
Bedroom 3 Main 9′ 3″ × 10′ 1″
Dining Room Main 11′ 1″ × 12′ 4″
Bathroom Main 5′ 0″ × 6′ 7″
Living Room Main 16′ 3″ × 11′ 9″
Laundry Main 10′ 11″ × 11′ 8″

Features

Interior

  • Primary Bedroom - Main Floor

Property

  • Fenced Yard
  • Library
  • Park
  • Golf
  • School
  • Place Of Worship

Pool

  • None
Included
Fridge, Stove, Dishwasher, Washer, Dryer, All ELF's, All Window Coverings.
Rental items
Hot Water Heater.

Mortgage calculator

Minimum for this price: $22,495 (5%)

Amortization, years

Estimated mortgage payment

$1,992 per month

Principal and interest
$1,992
Property tax
$202
Estimated monthly cost
$2,194

Your mortgage

Mortgage amount
$359,920
Mortgage insurance
Not needed
Interest over 25 years
$237,698

Cash to close

Down payment
$89,980
Land transfer tax
$5,473
Total, before legal fees
$95,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45 Phipps Street, Fort Erie, ON L2A 2V3 332 - Central, Fort Erie, ON L2A 2V3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$449,900 45 Phipps Street, Fort Erie, ON L2A 2V3
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