$459,999
Est. payment $2,037/moCalculate yours
450 Charles Street N, Gananoque, ON K7G 1V7
05 - Gananoque, Gananoque, ON K7G 1V7
- 3 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of GORDONS REAL ESTATE BROKERAGE LTD. MLS® X13878242
About this home
Welcome to 450 Charles St N, a beautifully maintained bungalow located in a desirable Gananoque neighbourhood, offering comfortable living space inside and out. The bright eat-in kitchen is the heart of the home, featuring granite countertops, abundant cabinetry, and charming built-in corner units that provide both character and functionality. From the kitchen, step out onto the large raised deck, perfect for outdoor dining, entertaining, or simply enjoying the surrounding views. The cozy living room offers plenty of room to relax or entertain, with a convenient entry from the front of the home. The main floor also offers three spacious bedrooms and a well-appointed 4-piece bathroom, providing plenty of room for family or guests. The fully finished walk-out basement expands the living space with a large recreation room highlighted by a cozy electric fireplace. This level also includes an additional bedroom, a convenient 2-piece bathroom, and a walk-out to a deck, creating excellent potential for multi-generational living or guest accommodations. A dedicated storage/workshop room in the basement provides ample space for hobbies, projects, or seasonal storage. Outside, a large, detached storage shed offers even more versatility, making it ideal for a workshop, gardening equipment, recreational gear, or additional storage needs. This well-cared-for home combines functionality, comfort, and outdoor enjoyment in a fantastic location close to all that Gananoque has to offer. Offers will be presented October 21st at 1:00pm.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Separate Entrance
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 66.14 x 76.89 Feet
- Parking
- None garage · 6 total
- Zoning
- Residential
Financial
- Property Taxes
- $3,516 (2025)
Location
- Neighbourhood
- 05 - Gananoque
- Cross Street
- King St East and Charles St North
- Direction Faces
- West
Listing
- MLS® Number
- X13878242
- Days on Market
- 10
- Listed On
- 2026-10-08
- Listed By
- GORDONS REAL ESTATE BROKERAGE LTD.
Rooms
Features
Interior
- In-Law Capability
- Primary Bedroom - Main Floor
Property
- Golf
- Library
- Park
- Place Of Worship
- School
- School Bus Route
Pool
- None
- Included
- Fridge, stove, hood fan, microwave, washer, dryer, fireplace (in basement),bar cabinet (in basement), fridge (in basement), freezer (in basement), push mower, tree trimmer (all as-is condition)
- Excluded
- Lawn tractor, weed eater, extension ladder, leaf blower, batteries and chargers for garden tools, dehumidifier
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$2,037 per month
- Principal and interest
- $2,037
- Property tax
- $293
- Condo fees
- $0
- Estimated monthly cost
- $2,330
Your mortgage
- Mortgage amount
- $367,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $243,033
Cash to close
- Down payment
- $92,000
- Land transfer tax
- $5,675
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $97,675
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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